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Double-Check your Pay Raise! (& Other Automation & Payroll Errors)

Last updated: January 3, 2019
Double-Check your Pay Raise! (& Other Automation & Payroll Errors)
As a unionized nurse, Mrs. 20SF has the benefit of receiving scheduled pay raises with each year of additional service. This is especially wonderful in years when inflation and …
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The Law of Diminishing Returns & Personal Finance

Last updated: January 3, 2019
The Law of Diminishing Returns & Personal Finance
As human beings, we have the intellectual capacity to recognize that having certain things in our lives can add function, safety, entertainment, comfort, and even happiness at times. For …
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Ally Invest Review (Updated for 2025)

Last updated: January 11, 2025
Ally Invest Review (Updated for 2025)
This Ally Invest review has been updated for 2025, and covers fees, features, customer service, and more. A few years ago, I moved a Traditional and Roth IRA account …
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Conformity & Personal Finance

Last updated: May 19, 2017
Conformity & Personal Finance
Conformity can take you a long ways in many areas of your life. That is why we all participate in it – consciously or not. Even if we take …
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Trumpcare: Tax Cuts to the Wealthy in Exchange for American Lives

Last updated: January 7, 2024
Trumpcare: Tax Cuts to the Wealthy in Exchange for American Lives
Saddle up, here we go. Let’s cut right to it – the AHCA (aka “Trumpcare”) legislation that Paul Ryan and House Republicans passed last week, at its core, trades …
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Airline Bumping: Your Rights & Compensation Opportunities on Overbooked Flights

Last updated: January 7, 2024
Airline Bumping: Your Rights & Compensation Opportunities on Overbooked Flights
The recent “Bumpgate” incident (I prefer “Drag-gate”) from United, in my mind, is not too dissimilar from the situations that have led to Comcast and Epipen (among others) taking …
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How to File an IRS Tax Extension in 2025 (Deadlines & Process)

Last updated: January 10, 2025
How to File an IRS Tax Extension in 2025 (Deadlines & Process)
This overview on filing an IRS tax extension has been updated for the 2025 tax season (2024 tax year filing). When the tax deadline arrives, if you do not …
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Should you Make SEP IRA Contributions as an Employer or Individual?

Last updated: January 16, 2025
Should you Make SEP IRA Contributions as an Employer or Individual?
If you have self-employment income, SEP IRAs (SEP stands for “Simplified Employee Pension”) are a great vehicle for turbo-charging your retirement savings while simultaneously reducing your tax obligation. Along …
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