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The Millennial Retirement Enthusiasm and Reality Gap

Last updated: July 2, 2018
The Millennial Retirement Enthusiasm and Reality Gap
I’ve been following millennial savings and retirement trends for many years now, so I was excited to see that TD Ameritrade recently published findings from a new survey of …
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Why Immigration is Good for your Finances (and the Country)

Last updated: January 13, 2023
Why Immigration is Good for your Finances (and the Country)
Like a large majority of Americans, I’ve been incredibly disturbed and saddened by the latest news cycle of documented torment reaped upon the families of our fellow humans that …
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Save for a Home or Retirement? A Look at First-Time Homebuyer Retirement Plan Distribution Rules

Last updated: January 16, 2025
Save for a Home or Retirement? A Look at First-Time Homebuyer Retirement Plan Distribution Rules
A few weeks back, I was having a chat with a younger friend who raised the following: I was hoping to talk about 401K vs saving money to have …
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Lifestyle Creep Defined, its Calculated Impact, & How to Beat it

Last updated: August 14, 2020
Lifestyle Creep Defined, its Calculated Impact, & How to Beat it
What is Lifestyle Creep? If you’re not familiar with “lifestyle creep”, here is my official definition: Lifestyle Creep (ˈlīfˌstīl krēp), noun: the very real, very unnecessary, and very self-defeating …
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Should I Close an Old Credit Card I No Longer Use?

Last updated: October 28, 2018
Should I Close an Old Credit Card I No Longer Use?
Do you have an old credit card just sitting unused in your wallet, sock drawer, or wherever you keep credit cards that has left you wondering “should I shut …
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Environmentally Friendly Products that Actually Save you Money

Last updated: February 6, 2025
Environmentally Friendly Products that Actually Save you Money
In belated honor of Earth Day and as a show of appreciation for our one and only planet, I wanted to do a little something special. Reducing my negative …
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Last Minute Tax Deductions & Credits that can Lower your Tax Bill

Last updated: January 16, 2025
Last Minute Tax Deductions & Credits that can Lower your Tax Bill
This article has been updated for 2025 (for 2024 tax year filings). The tax deadline is fast approaching, but there are still a few tools left in the tax …
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The House Burning Down Exercise

Last updated: December 23, 2019
The House Burning Down Exercise
Imagine that an uncontrollable fire has unexpectedly started to rage in the very back corner of your home or apartment. You have to act quick. You have enough time …
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