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Creating a Better Workplace

Last updated: September 30, 2019
Creating a Better Workplace
As I was thinking about all of the blood, sweat, and tears that went in to the United States labor movement that raised the bar for all workers and …
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Is Personal Finance a Legit Reason to Not Have Kids or Pets?

Last updated: November 17, 2019
Is Personal Finance a Legit Reason to Not Have Kids or Pets?
I run a personal finance blog. And I do not have kids. When people find out these two facts about me, many of them jump to the conclusion that …
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Wealth Alone Does Not Make a Hero

Last updated: November 27, 2019
Wealth Alone Does Not Make a Hero
A few weeks ago, it was tough to avoid stories in the news media that glorified Jeff Bezos’s ascent to the richest person on earth. And then, just a …
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The Costco Liquor Cabinet: A Costco Alcohol, Wine, Beer, & Spirits Price List

Last updated: January 9, 2026
The Costco Liquor Cabinet: A Costco Alcohol, Wine, Beer, & Spirits Price List
Costco has long been known for selling bulk quantities of high quality foods and other consumables at discount prices. And those discounts are even sweeter when they are packaged …
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Why we Pay Too Much for Insurance (& How to Cut your Costs)

Last updated: January 13, 2021
Why we Pay Too Much for Insurance (& How to Cut your Costs)
Most of us pay too damn much for insurance. Let me clarify… I’m not talking about how we shop for insurance, policy discounts we might be missing out on, …
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Cut your Grocery Bill with a Grocery Price List Spreadsheet

Last updated: February 4, 2026
Cut your Grocery Bill with a Grocery Price List Spreadsheet
Aside from housing, my largest expense category, by far, is groceries. This is partly because I’ve cut everything else to minimalist levels, partly because I have expensive/healthy tastes, and …
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What Makes a Country Great? And How Can We Make Ours Better?

Last updated: February 5, 2025
What Makes a Country Great? And How Can We Make Ours Better?
In honor of Independence Day and the patriotism that we all feel towards our country, let’s veer off the personal finance path for a moment. For starters, if you …
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Double-Check your Pay Raise! (& Other Automation & Payroll Errors)

Last updated: January 3, 2019
Double-Check your Pay Raise! (& Other Automation & Payroll Errors)
As a unionized nurse, Mrs. 20SF has the benefit of receiving scheduled pay raises with each year of additional service. This is especially wonderful in years when inflation and …
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The Law of Diminishing Returns & Personal Finance

Last updated: January 3, 2019
The Law of Diminishing Returns & Personal Finance
As human beings, we have the intellectual capacity to recognize that having certain things in our lives can add function, safety, entertainment, comfort, and even happiness at times. For …
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