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Get an IRS EIN Number to Protect your SSN on W-9s for Self-Employment Income

Last updated: January 16, 2025
Get an IRS EIN Number to Protect your SSN on W-9s for Self-Employment Income
This article on IRS EIN Numbers has been updated with information for the 2024 & 2025 tax years. Do you want to earn self-employment income without disclosing your Social …
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Extend the Useful Life of your HDTV with an HDMI Switch

Last updated: January 15, 2025
Extend the Useful Life of your HDTV with an HDMI Switch
One tool I use to boost my savings is extending the life of the products (“stuff”) I already have. It’s an exercise in prioritizing need versus want. And it …
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Is My Money Safe in an Investment Account?

Last updated: January 7, 2024
Is My Money Safe in an Investment Account?
Is your money really safe in an investment account? I’ve previously wondered about that. Any astute person would. Giving thousands, hundreds of thousands, or millions of dollars to an …
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Backdoor Roth IRA: An Overview & How-To Guide (for 2025)

Last updated: January 16, 2025
Backdoor Roth IRA: An Overview & How-To Guide (for 2025)
This backdoor Roth IRA article has been updated with information for the 2025 tax year. In it, we’ll cover the basic Backdoor Roth IRA details, how-to steps, and whether …
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Managing the Gap Between your Reality & your Financial Goals

Last updated: December 7, 2016
Managing the Gap Between your Reality & your Financial Goals
Most of us fail miserably at personal finance. In this country, personal savings rate are abysmal, net worths are tiny, and retirement savings are almost non-existent – across all …
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Comcast Xfinity is Using your Router as a Wi-Fi Hotspot, at your Expense. Here’s how to Opt Out.

Last updated: January 13, 2025
Comcast Xfinity is Using your Router as a Wi-Fi Hotspot, at your Expense. Here’s how to Opt Out.
Xfinity is Using Leased Routers as Public Wi-Fi Hotspots If you need any further motivation to get rid of your overpriced Xfinity modem rental fee, I just unearthed a …
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The Power of Portion Control

Last updated: January 4, 2019
The Power of Portion Control
I’m lucky (and very spoiled) to work for an employer that offers a full lunch cafeteria – all expenses paid – as part of my benefits package. As I …
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Obamacare to Trumpcare: what Should & what Will Happen

Last updated: January 13, 2025
Obamacare to Trumpcare: what Should & what Will Happen
Oh, Obamacare, we hardly knew ye. With Trump’s victory, the Affordable Care Act (aka “Obamacare”) that 22 million Americans know and use today will undoubtedly change. To what exactly? …
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