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Reduce your Consumption by Delaying Purchases for 1 Month

Last updated: January 4, 2019
Reduce your Consumption by Delaying Purchases for 1 Month
All purchases we make can really be distilled down to 2 categories: 1. The stuff we need. 2. The stuff we want. Where things get a little murky is …
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Your Employer’s 401K Match is Not a Suggestion (or Maximum)

Last updated: January 15, 2026
Your Employer’s 401K Match is Not a Suggestion (or Maximum)
So, you have a 401K. Congratulations! Many don’t. What’s next? You have to decide how much you would like to contribute, of course. And this crucial stage is where …
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IRS “Gig Economy” Tax Guide Helps with Gig Worker Tax Filings

Last updated: January 13, 2026
IRS “Gig Economy” Tax Guide Helps with Gig Worker Tax Filings
As the U.S. economy shifts more and more to service based consumption and the “Gig Economy” continues to grow, income taxes may not be quite as simple as receiving …
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EpiPen Further Proves that Unchecked Capitalism & Health Care Don’t Mix

Last updated: April 26, 2017
EpiPen Further Proves that Unchecked Capitalism & Health Care Don’t Mix
Well, if you needed any further proof that unchecked capitalism and health care are a toxic combo after Steven Brill’s exposé a few years back, add Mylan’s EpiPen price …
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Those who Avoid Short-Term Consumption Trends will Prosper

Last updated: January 31, 2026
Those who Avoid Short-Term Consumption Trends will Prosper
Update: some of the numbers in the following article have changed, but the message still remains the same: avoid short-term consumption trends. About a year and a half ago, …
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How Long Should you Keep Tax Records?

Last updated: January 13, 2026
How Long Should you Keep Tax Records?
This article on how long to keep tax records has been updated for the 2025 & 2026 tax years. I strive to be a minimalist. Clutter, whether it’s physical …
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It’s Time for a Federal Ban on Salary History Questions

Last updated: January 13, 2025
It’s Time for a Federal Ban on Salary History Questions
The State of Massachusetts gets a big thumbs up from me for just becoming the first state to prohibit employers from asking potential hires about their wage, salary, or …
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How to Shop at Sam’s Club without a Membership (Updated for 2026)

Last updated: January 1, 2026
How to Shop at Sam’s Club without a Membership (Updated for 2026)
This article has been updated to reflect Sam’s Club’s policies for 2026. Membership retailers like Sam’s Club and Costco can be a bit intimidating at first. There is the …
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Prosperity is Only an Instrument to be Used, Not a Deity to be Worshipped

Last updated: January 4, 2019
Prosperity is Only an Instrument to be Used, Not a Deity to be Worshipped
There’s a small, but very prominent group of individuals in our society who view money as the end, not the means. Long after all of their monetary needs and …
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