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Environmentally Friendly Products that Actually Save you Money

Last updated: February 6, 2025
Environmentally Friendly Products that Actually Save you Money
In belated honor of Earth Day and as a show of appreciation for our one and only planet, I wanted to do a little something special. Reducing my negative …
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Last Minute Tax Deductions & Credits that can Lower your Tax Bill

Last updated: January 16, 2025
Last Minute Tax Deductions & Credits that can Lower your Tax Bill
This article has been updated for 2025 (for 2024 tax year filings). The tax deadline is fast approaching, but there are still a few tools left in the tax …
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The House Burning Down Exercise

Last updated: December 23, 2019
The House Burning Down Exercise
Imagine that an uncontrollable fire has unexpectedly started to rage in the very back corner of your home or apartment. You have to act quick. You have enough time …
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The U.S. Personal Savings Rate is Plummeting. Yours Should be Rising.

Last updated: January 17, 2025
The U.S. Personal Savings Rate is Plummeting. Yours Should be Rising.
Long-time readers here know that personal savings rate is one of my favorite personal finance metrics (along with safe withdrawal rate, crossover point, net worth, and “usable net worth”, …
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How to Sell your CDs for the Most Money

Last updated: January 30, 2025
How to Sell your CDs for the Most Money
I considered titling this post “CDs: Nuts to Hold on to Them”, but figured a few 90’s gangsta rap fan pop culture LOLs weren’t worth the otherwise poor title. …
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Stocks are NOT On Sale Right Now

Last updated: February 11, 2018
Stocks are NOT On Sale Right Now
Whenever there is a noteworthy stock market decline, a parade of headlines (like this) loudly proclaiming that stocks are on sale are never far behind. They equate investing to …
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How to Get your Sam’s Club Membership Fee Refund (& Switch to Costco)

Last updated: January 2, 2025
How to Get your Sam’s Club Membership Fee Refund (& Switch to Costco)
Update: while the Sam’s Club store shutdowns were a few years ago, the lessons on how to get a Sam’s Club membership fee refund and thoughts on switching to …
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The Best Retirement Account Type: Ranked by Contribution Priority

Last updated: January 16, 2025
The Best Retirement Account Type: Ranked by Contribution Priority
I was having lunch with a co-worker a while back, and the exhilarating topic of retirement accounts came up. Our employer offers a generous 50% 401K match, which led …
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