Category: Investing
On September 18th, the U.S. Federal Reserve lowered its targeted Effective Federal Funds Rate (EFFR) – the rate at which banks borrow and lend each other money- by 0.5% …
I recently highlighted a few different alternatives to stocks and low-interest cash savings. One of the options I mentioned was a money market fund (also known as a money …
At a recent social gathering, I was introduced to a pediatric surgeon – a younger guy, probably in his early 30s. We got to chatting about what we do …
This article has been updated to reflect the current new Series I bond rates for May, 2024 to November, 2024 period. The new I bond rate has been set …
This capital gains tax rates article has been updated for both the 2023 and 2024 tax years. Capital gains tax rules do not make for a particularly thrilling topic. …
The buzz around I bonds in the personal finance community has been off the charts the last few years, with guaranteed interest rates not seen anywhere else in recent …
Credit unions, as fiscally conservative member-focused non-profit institutions that distribute profits to their members, are surely safer than for-profit banks with return-hungry shareholders, right? That was my thought. Much …
Fresh off the 2nd and 3rd largest bank failures in U.S. history (Silicon Valley Bank and Signature Bank, respectively), it seems like it might be a good critical time …