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Money & Happiness: The Psychology of Intrinsic Vs Extrinsic Goals

Last updated: January 7, 2024
Money & Happiness: The Psychology of Intrinsic Vs Extrinsic Goals
Money, when used effectively as a tool, can help you achieve some pretty phenomenal goals in life. Just to name a few: Get you out of debt. Get you …
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Warning: Avoid Health Care Sharing Ministries & Association Health Plans (AHPs)

Last updated: February 6, 2025
Warning: Avoid Health Care Sharing Ministries & Association Health Plans (AHPs)
Ah, let’s take a moment to reminisce about the good ole days of the wild wild west individual health insurance plans of the pre-2010 era (pre-Affordable Care Act, that …
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Vanguard’s Commission-Free ETF List Expansion is About to Blow Up the Investment World

Last updated: October 6, 2019
Vanguard’s Commission-Free ETF List Expansion is About to Blow Up the Investment World
Vanguard has long been one of my favorite investment brokers. Their customer-owned (versus shareholder-owned) structure has allowed them to deliver at-cost funds and ETFs to their customers for many …
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The Millennial Retirement Enthusiasm and Reality Gap

Last updated: July 2, 2018
The Millennial Retirement Enthusiasm and Reality Gap
I’ve been following millennial savings and retirement trends for many years now, so I was excited to see that TD Ameritrade recently published findings from a new survey of …
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Why Immigration is Good for your Finances (and the Country)

Last updated: January 13, 2023
Why Immigration is Good for your Finances (and the Country)
Like a large majority of Americans, I’ve been incredibly disturbed and saddened by the latest news cycle of documented torment reaped upon the families of our fellow humans that …
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Save for a Home or Retirement? A Look at First-Time Homebuyer Retirement Plan Distribution Rules

Last updated: January 16, 2025
Save for a Home or Retirement? A Look at First-Time Homebuyer Retirement Plan Distribution Rules
A few weeks back, I was having a chat with a younger friend who raised the following: I was hoping to talk about 401K vs saving money to have …
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Lifestyle Creep Defined, its Calculated Impact, & How to Beat it

Last updated: August 14, 2020
Lifestyle Creep Defined, its Calculated Impact, & How to Beat it
What is Lifestyle Creep? If you’re not familiar with “lifestyle creep”, here is my official definition: Lifestyle Creep (ˈlīfˌstīl krēp), noun: the very real, very unnecessary, and very self-defeating …
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Should I Close an Old Credit Card I No Longer Use?

Last updated: October 28, 2018
Should I Close an Old Credit Card I No Longer Use?
Do you have an old credit card just sitting unused in your wallet, sock drawer, or wherever you keep credit cards that has left you wondering “should I shut …
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