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Simplify your Finances with a 4-Step Personal Budget

Last updated: December 30, 2013
Simplify your Finances with a 4-Step Personal Budget
Why Should I Budget? Not keeping track of what’s coming in and what’s going out each month can lead to stress and many sleepless nights (not to mention financial …
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A Guide on How to Sell your House For Sale By Owner (FSBO) in 3 Months for Almost Nothing

Last updated: December 30, 2013
A Guide on How to Sell your House For Sale By Owner (FSBO) in 3 Months for Almost Nothing
Selling For Sale By Owner (FSBO) Guide Selling your house ‘for sale by owner’ (FSBO) can be done these days, don’t let real estate agents or the media fool …
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Forget Dave Ramsey, 5 Ways I’ve Used Credit Cards to Better My Financial Health

Last updated: January 11, 2024
Forget Dave Ramsey, 5 Ways I’ve Used Credit Cards to Better My Financial Health
The Dave Ramsey Credit Card Philosophy I know Dave Ramsey and many financial gurus would crucify me for saying this: “keep your credit cards”. Let me explain. The average …
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401K Overview: An Intro Guide to 401K Basics

Last updated: January 16, 2025
401K Overview: An Intro Guide to 401K Basics
A 401K Basics Overview Pension plans are disappearing, and very few employees who have just entered the workforce will ever see one (consider yourself lucky if you have one). …
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What is a Mutual Fund?

Last updated: December 30, 2013
What is a Mutual Fund?
2014 update to readers: while mutual funds are great, and it is worth your time to learn about them, I have now become a big fan of passive index …
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20Somethingfinance.com Has Launched!

Last updated: February 13, 2017
20Somethingfinance.com Has Launched!
I am hungry to get into the ‘meat and potatoes’ financial topics, so please excuse me while I get philosophical on this, the first post on 20Somethingfinance.com. What makes …
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