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Automatic “Gratuity” is a “Service Charge” Wage According to IRS

Last updated: January 31, 2025
Automatic “Gratuity” is a “Service Charge” Wage According to IRS
You’re out for a nice dinner on a special occasion, then all of a sudden the waiter shows up with a bill. You scan down to the bottom to …
[Continue Reading...]

The Obamacare Marketplace Exchange Guide

Last updated: May 3, 2022
The Obamacare Marketplace Exchange Guide
Like it or not, the biggest component of the Affordable Care Act (aka Obamacare) – publicly run health insurance exchanges – have arrived. So what’s next? At the most …
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5 Core Values of the Happy, Wealthy, & Wise

Last updated: January 27, 2019
5 Core Values of the Happy, Wealthy, & Wise
There are hundreds, if not thousands of personal finance tactics that can be executed that will leave you better off financially than before you started. Downsizing your home, bike …
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Does it Make Sense to Pay the Obamacare Penalty Tax on the Individual Mandate?

Last updated: January 13, 2021
Does it Make Sense to Pay the Obamacare Penalty Tax on the Individual Mandate?
Update: as a result of the Tax Cuts and Jobs Act, signed in 2017, starting with the 2019 plan year (for which you’ll file taxes in April 2020), the …
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The Top 1% and Income Inequality in the U.S.

Last updated: January 27, 2019
The Top 1% and Income Inequality in the U.S.
Every American should check out Emmanual Saez’s latest data crunch on income gains in the U.S., if for nothing more than to get the facts straight income inequality in …
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How to Get a Job when you have no Experience (or are Unemployed)

Last updated: January 26, 2022
How to Get a Job when you have no Experience (or are Unemployed)
I alluded to this in my story, but it’s something I think every upcoming or recent college graduate can benefit from so I wanted to expand on it. Lesson …
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Defined Benefit Vs. Defined Contribution Retirement Plans

Last updated: January 14, 2026
Defined Benefit Vs. Defined Contribution Retirement Plans
I haven’t done a 101 article or a retirement article in quite a while – so let’s kill two birds with one stone. Most of us have seen the …
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Dating & Financial Compatibility: Sould you Drop a Financial Deadbeat?

Last updated: January 27, 2019
Dating & Financial Compatibility: Sould you Drop a Financial Deadbeat?
We’ve talked a lot about newlywed finances, combining or keeping finances separate in marriage, and how to start a financial conversation with a significant other. When you’re married or …
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Do you NEED Renter’s Insurance?

Last updated: April 8, 2024
Do you NEED Renter’s Insurance?
If you own a home, you NEED home insurance. 100%, without a doubt, if for no other reason than to protect your finances from catastrophic loss of real estate …
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