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Serious About Savings? Get Rid of your Car

Last updated: February 12, 2026
Serious About Savings? Get Rid of your Car
Mrs. 20SF and I went from two vehicles to one many years ago now. Up until a month or so prior, the thought of doing so had not received …
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Transportation Costs in the U.S.: The 2nd Highest Expense Category

Last updated: January 21, 2026
Transportation Costs in the U.S.: The 2nd Highest Expense Category
Personal transportation is expensive. Very expensive. The mean transportation cost in the United States, per household is $13,318 per year. That makes transportation the second highest expense category for …
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Save 6% of your Home Price when Selling For Sale by Owner

Last updated: January 13, 2025
Save 6% of your Home Price when Selling For Sale by Owner
Real estate transactions typically involve two agents: 1. the listing agent: represents the seller 2. the buying agent: represents the buyer These agents provide a service and need to …
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7 Reasons to Not Buy a Home

Last updated: March 6, 2024
7 Reasons to Not Buy a Home
There are Many Reasons to Not Buy a Home When I first graduated, I ended up renting an apartment for a year. From there, I moved in to my …
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Buy a House for the Mortgage Tax Deduction? Not so Fast

Last updated: January 12, 2026
Buy a House for the Mortgage Tax Deduction? Not so Fast
This mortgage tax deduction overview has been updated with information for the 2025 and 2026 tax years. At some point every single one of us has heard the advice, …
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15 vs. 30 Year Mortgage: In an Infographic

Last updated: February 11, 2026
15 vs. 30 Year Mortgage: In an Infographic
If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year …
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Your Home is NOT an Investment

Last updated: September 2, 2018
Your Home is NOT an Investment
Lets just come right out with it: Your home is not an investment. In fact, home ownership can be a financial disaster. Before all of you homeowners call me …
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Calculate the “Total Cost of Homeownership” Before Buying

Last updated: February 10, 2019
Calculate the “Total Cost of Homeownership” Before Buying
When finding a property to rent or buy, I’ve often seen one common trap that many fall in to when considering housing costs: not calculating the total cost to …
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Downsizing your Home: The Highest Impact Financial Move you can Make

Last updated: March 8, 2021
Downsizing your Home: The Highest Impact Financial Move you can Make
You’re looking for a new place to live, you’ve gone through your checklist, and even gone so far as to analyze the price to rent ratio in your area. …
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