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Federal Tax Brackets for 2024 & 2025 (IRS Tax Rate Tables)

Last updated: January 1, 2025
Federal Tax Brackets for 2024 & 2025 (IRS Tax Rate Tables)
This article on federal tax brackets has been updated for the 2024 and 2025 tax years. The IRS has released its 2025 tax brackets (the bracketed tax rate table …
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IRS Direct File is Expanding in 2025, But Still Falls Short for Most

Last updated: January 27, 2025
IRS Direct File is Expanding in 2025, But Still Falls Short for Most
The IRS has announced that its free-filing tax software, IRS Direct File, will be expanding its pilot launch in 2025 (for filing 2024 tax returns) to 13 new states. …
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Fed Rate Cuts: What they Mean & 3 Moves to Consider

Last updated: January 13, 2025
Fed Rate Cuts: What they Mean & 3 Moves to Consider
On September 18th, the U.S. Federal Reserve lowered its targeted Effective Federal Funds Rate (EFFR) – the rate at which banks borrow and lend each other money- by 0.5% …
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Free USPS COVID Tests have Ended

Last updated: April 5, 2025
Free USPS COVID Tests have Ended
Update to readers: as of March 9, 2025, the U.S. federal government stopped filling orders for free COVID tests on the USPS test kit site. It really is not …
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Costco Membership Fee Prices Increased in September, 2024

Last updated: January 3, 2025
Costco Membership Fee Prices Increased in September, 2024
Heads up to current and potential Costco members: Costco increased their annual membership fees for both the standard Gold Star ($5 annual increase) and Executive memberships ($10 annual increase) …
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What is a Money Market Fund? How to Invest, Pros, Cons, & More

Last updated: February 4, 2025
What is a Money Market Fund? How to Invest, Pros, Cons, & More
I recently highlighted a few different alternatives to stocks and low-interest cash savings. One of the options I mentioned was a money market fund (also known as a money …
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Low-Risk Alternatives to Stocks & Low-Interest Cash Savings

Last updated: February 4, 2025
Low-Risk Alternatives to Stocks & Low-Interest Cash Savings
At a recent social gathering, I was introduced to a pediatric surgeon – a younger guy, probably in his early 30s. We got to chatting about what we do …
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I’m an FSA Convert. Here’s My HSA + FSA Combination Strategy.

Last updated: January 3, 2025
I’m an FSA Convert. Here’s My HSA + FSA Combination Strategy.
I’ve been a huge advocate for health savings accounts (HSAs) for many years. While I worked for a MegaCorp, I participated in a high deductible health plan (HDHP) and …
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