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Should Payday Loans be Banned?

Last updated: July 28, 2019
Should Payday Loans be Banned?
Nothing good can come from a payday loan. According to new research from Pew, the average payday loan borrower must pay back $400 within two weeks, but can only …
[Continue Reading...]

Want to be a Custodian for a Non-IRA Account? A UGMA/UTMA Account Overview (2025)

Last updated: May 5, 2025
Want to be a Custodian for a Non-IRA Account? A UGMA/UTMA Account Overview (2025)
We recently covered opening a custodial IRA for a minor. I’m a big fan of the Roth variety when it comes to custodial IRAs – gifts or contributions are …
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Monthly Budget: Here’s Mine & the U.S. Average. What is Yours?

Last updated: January 7, 2024
Monthly Budget: Here’s Mine & the U.S. Average. What is Yours?
One of the most enlightening and beneficial personal finance exercises one can complete is to calculate your average monthly budget. I say “monthly budget”, but for the purposes of …
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The Health Care Cost Article Every American Should Read

Last updated: January 11, 2021
The Health Care Cost Article Every American Should Read
Every American should read this piece on health care costs, from Steven Brill, of Time Magazine. It’s 11 pages of excellent journalism that will enlighten and enrage you, as …
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Marissa Mayer Ending Telecommuting at Yahoo? No Big Deal. Your Work-Life Balance? Big Deal

Last updated: January 7, 2024
Marissa Mayer Ending Telecommuting at Yahoo? No Big Deal. Your Work-Life Balance? Big Deal
Marissa Mayer earned a lot of attention last week with her declaration to Yahoo employees that they would no longer be allowed to telecommute. – Some have said it …
[Continue Reading...]

American Express Blue Cash Preferred Review (2025 Update)

Last updated: January 9, 2025
American Express Blue Cash Preferred Review (2025 Update)
I’ve had a number of years of using the Blue Cash PreferredĀ® Card from American Express as my primary card of choice for groceries (by far, the biggest expense …
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529 Plan Basics Overview (Updated for 2025)

Last updated: May 5, 2025
529 Plan Basics Overview (Updated for 2025)
This 529 Plan overview article has been updated with information for the 2025 tax year. One of the most requested posts I have received since starting this blog is …
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How to Open a Custodial IRA for a Minor in 2025

Last updated: January 16, 2025
How to Open a Custodial IRA for a Minor in 2025
If you’ve been through the public (or even private) school system, you know very well that personal finance is not taught in school. If you have children and you …
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