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HDHP vs. PPO Costs, Savings, & Thoughts: After the Switch

Last updated: January 13, 2021
HDHP vs. PPO Costs, Savings, & Thoughts: After the Switch
Last year, I noted that I had made the switch from a comfortable PPO health insurance plan to an HDHP plan (paired with an HSA), during my employer’s open …
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CPT Codes: What are They? What you Need to Know

Last updated: January 30, 2025
CPT Codes: What are They? What you Need to Know
“What is a CPT code?”. If you haven’t already, you’ll find yourself asking that question at one point or another when you’re hit with an unexpected medical bill. This …
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6 Open Enrollment Season Must-Do’s

Last updated: January 16, 2025
6 Open Enrollment Season Must-Do’s
What is Open Enrollment? November is open enrollment season (a.k.a. “annual enrollment” or simply “open season”) – an important time of the year for employees to review their benefit …
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The 2 Things Everyone should do to Lower Heating Costs this Winter

Last updated: January 15, 2025
The 2 Things Everyone should do to Lower Heating Costs this Winter
Fall is my favorite time of year. Michigan’s fall climate brings vivid changing colors, crisp cool mornings, and a reprieve from the muggy-swamp-ass-humid summer months. That’s “Pure Michigan”. But …
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Why Eyeglasses are so Expensive & How to Pay Less

Last updated: January 3, 2025
Why Eyeglasses are so Expensive & How to Pay Less
Ever wonder why eyeglasses are so expensive? 60 Minutes had a really interesting piece on the Italian eyeglass manufacturer Luxottica that helps explain why. Luxottica now manufactures just about …
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APR vs. APY Interest Rates: What’s the Difference?

Last updated: February 7, 2025
APR vs. APY Interest Rates: What’s the Difference?
When comparing interest rates that a bank offers on a mortgage, home equity line of credit, car loan, credit card, certificate of deposit, or savings account, it’s important to …
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How Much Life Insurance Should you Buy?

Last updated: February 17, 2019
How Much Life Insurance Should you Buy?
Life insurance is an interesting topic. It involves a ton of guess-work and assumptions about your career. It taps in to our fears around losing a loved one. It’s …
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Help! My Health Insurer won’t Pay the Bill!

Last updated: February 17, 2019
Help! My Health Insurer won’t Pay the Bill!
My Health Insurer is Not Paying the Bill I am willing to bet that many of you have encountered a situation where you noticed an error in your medical …
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