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457B Plan Overview: Rules & Contributions (Updated for 2026)

Last updated: January 10, 2026
457B Plan Overview: Rules & Contributions (Updated for 2026)
457B Plans Offer Participants an Opportunity to Turbo-charge their Retirement Savings This 457B overview article has been updated with information for the 2026 tax year. In the wake of …
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When you Retire Might Not be your Choice

Last updated: January 6, 2019
When you Retire Might Not be your Choice
It wasn’t long ago that I blasted the traditional 10% savings plan advice given by financial gurus that recommends you work until traditional retirement age (65+), save 10% along …
[Continue Reading...]

How to Appeal an IRS Penalty (A Real-Life Example that Worked)

Last updated: January 13, 2026
How to Appeal an IRS Penalty (A Real-Life Example that Worked)
By all accounts, I’ve been a diligent taxpayer for the last decade plus – never a late fee, never a need for extension, never a penalty, never an audit …
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The Importance of Emergency Savings Funds

Last updated: November 17, 2019
The Importance of Emergency Savings Funds
I had a sizzling hot date with the Federal Reserve’s “Report on the Economic Well-Being of U.S. Households” report the other night and things got a little out of …
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Umbrella Insurance Basics & Why You Need it

Last updated: February 7, 2025
Umbrella Insurance Basics & Why You Need it
Umbrella insurance is not top of mind for most people like other forms of insurance. I rarely hear anyone mention it (definitely not our trusted personal finance gurus). Up …
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Millennials Embracing Passive Investing & Vanguard

Last updated: January 21, 2019
Millennials Embracing Passive Investing & Vanguard
I must confess – I’ve dumped on millennials quite a bit. First, I made fun of them for boomeranging back to their parent’s basements. Say hi to the “rents” …
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What to do After a Car Accident (Before Leaving the Scene)

Last updated: February 13, 2022
What to do After a Car Accident (Before Leaving the Scene)
“Hey. I just got in a car accident. This guy just whipped out of his parking spot and hit me. What should I do?” It was a crisp winter …
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James Altucher Gives the Worst 401K Advice You’ll Ever Get

Last updated: January 10, 2026
James Altucher Gives the Worst 401K Advice You’ll Ever Get
Last week we talked about decent advice in much too small doses from mainstream personal finance gurus. This week, we have a slightly different animal – horribly misguiding advice …
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The Problem with Mainstream Personal Finance Gurus (and the 10% Rule)

Last updated: January 21, 2019
The Problem with Mainstream Personal Finance Gurus (and the 10% Rule)
A while back, I was in a job interview for a different role at my present employer. The interviewer, who knew of my personal finance writing background, concluded his …
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