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Open Enrollment Deserves Your Full Attention. Here’s Why.

Last updated: January 16, 2025
Open Enrollment Deserves Your Full Attention. Here’s Why.
Open enrollment for next year is here! I just received the email from my employer’s HR department that open enrollment for next year’s benefit elections have started. Every year, …
[Continue Reading...]

It is Madness to Risk Losing what you Need in Pursuing what you Simply Desire

Last updated: December 9, 2020
It is Madness to Risk Losing what you Need in Pursuing what you Simply Desire
Buried deep (on page 35) in a previous Berkshire Hathaway shareholder letter was a Warren Buffett gem, “It is madness to risk losing what you need in pursuing what …
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The Final Stage of LED Light Bulb Adoption: Every Bulb as LED

Last updated: January 15, 2025
The Final Stage of LED Light Bulb Adoption: Every Bulb as LED
I’ve written a bit about this before, but I truly find the evolution of the light bulb as a consumer household essential to be fascinating. For over 100 years …
[Continue Reading...]

Passive Index Investing is Boring. And it’s Spectacular.

Last updated: January 31, 2025
Passive Index Investing is Boring. And it’s Spectacular.
After many years of data collection, passively managed index funds have outperformed their actively managed mutual fund counterparts. A large part of that is the significantly lower fees they …
[Continue Reading...]

The Wells Fargo Scandal Shows why Stronger Consumer Protections are Needed

Last updated: January 7, 2024
The Wells Fargo Scandal Shows why Stronger Consumer Protections are Needed
Occasionally a story of corporate abuse of customers, employees, the environment, or taxpayers comes along that is so disgusting, it can’t be ignored. The Mylan EpiPen, Volkswagen Dieselgate, and …
[Continue Reading...]

Sam’s Club Vs. Costco Comparison Review (2025 Update)

Last updated: January 21, 2025
Sam’s Club Vs. Costco Comparison Review (2025 Update)
This Sam’s Club versus Costco comparison review has been updated for 2025. My wife and I are regular Costco shoppers. The membership warehouse has become one of the three …
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Reduce your Consumption by Delaying Purchases for 1 Month

Last updated: January 4, 2019
Reduce your Consumption by Delaying Purchases for 1 Month
All purchases we make can really be distilled down to 2 categories: 1. The stuff we need. 2. The stuff we want. Where things get a little murky is …
[Continue Reading...]

Your Employer’s 401K Match is Not a Suggestion (or Maximum)

Last updated: January 16, 2025
Your Employer’s 401K Match is Not a Suggestion (or Maximum)
So, you have a 401K. Congratulations! Many don’t. What’s next? You have to decide how much you would like to contribute, of course. And this crucial stage is where …
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