Let’s delve into some philosophy, shall we? Have you ever met a very financially successful individual (i.e. a business owner, CEO, or celebrity) and been absolutely dumbfounded as to …

This overview on filing an IRS tax extension has been updated for the 2024 tax season (2023 tax year filing). When the tax deadline arrives, if you do not …

If you have self-employment income, SEP IRAs (SEP stands for “Simplified Employee Pension”) are a great vehicle for turbo-charging your retirement savings while simultaneously reducing your tax obligation. Along …

Most 401Ks are Not Great. Here is How to Optimize Yours. 401Ks “suck”. But only in comparison to what they’ve replaced. And given that they are the standard today, …

The health care industry is almost one-fifth of the American economy, and massively restructuring it impacts all of us financially in a huge way. So, I felt it necessary …

A few years ago, my wife and I paid off our mortgage early. This is the first we’ve broadly shared it. We purchased our home for $185K and made …

My Credit Karma Review (From a Real User) This Credit Karma review has been updated for 2024, post announcement of the Mint app shutdown. Ever since I first used …

As outlined in my recent Safe Withdrawal Rate post, answering the “How much do I need to retire?” question is critically important for anyone who wants to retire some …