Healthcare.gov Open Enrollment is Over. What if I Need Insurance NOW?
Wed, 04/16/14 | 5 Comments

One of the biggest selling points of the Affordable Care Act was that it would allow millions who previously had not had insurance to get affordable insurance through a public health insurance exchange. The biggest …

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Obamacare Upheld by Supreme Court: What it Means for YOU
July 4, 2012 | 13 Comments
Obamacare Upheld by Supreme Court: What it Means for YOU

You are probably aware that last week the Supreme Court upheld almost all of the Patient Protection and Affordable Care Act (PPACA), or “Obamacare” as many have affectionately or angrily dubbed the healthcare reform laws.
I …

The BIG Home: American Dream or Disease?
July 2, 2012 | 13 Comments
The BIG Home: American Dream or Disease?

The Big Home American Dream
One of the biggest financial mistakes that I see time after time from friends, co-workers, and family is buying a big house.
Human beings are dreamers and planners. We like to think …

The Breaking Bad Guide to Personal Finance
June 27, 2012 | 2 Comments
The Breaking Bad Guide to Personal Finance

I just sped through the first 4 seasons of AMC’s Breaking Bad by borrowing the dvd’s from a friend.
If you can make it beyond episode 2 of season 1, you’re in for a stress-filled, guilt-ridden, …

Frugal Origins: Why do you Practice Frugality?
June 25, 2012 | 17 Comments
Frugal Origins: Why do you Practice Frugality?

Are you Frugal?
As Peter Griffin’s ancestor, the great philosopher Thomas Griffin, once posed, “Whyyy??”.
Where did the concept of “frugality” come from? And what compels human beings to adopt a frugal lifestyle?
Is modern day frugality rooted …

Down Payments: How Much Should you Put Towards them?
June 22, 2012 | 56 Comments
Down Payments: How Much Should you Put Towards them?

A down payment on a home mortgage is serious business.
The term “mortgage” originated in France with the meaning of “death pledge”, after all. Quite literally, for many people, once they take one on, they’ll carry …

When Personal Finance Overlooks Ideology, You Lose
June 19, 2012 | 10 Comments
When Personal Finance Overlooks Ideology, You Lose

The more I have written about personal finance, read about it, and discussed it with others, the more I have come to the conclusion that all personal finance advice can be distilled down to two …


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