New LED Bulbs Have Reached “Foolish Not to Upgrade” Prices
Mon, 04/27/15 | 4 Comments

A belated Earth Day post for you… you didn’t think I’d miss it, did you?
Back in October, I purchased my first A19 LED bulb and wrote that an LED vs. CFL cost analysis proved that …

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529 Plan Overview: Are they the Answer to Rising Tuition Inflation?
February 25, 2013 | 17 Comments
529 Plan Overview: Are they the Answer to Rising Tuition Inflation?

One of the most requested posts I have received since starting this blog is to cover 529 plans. Why? My take is that many readers of this site are having children for the first time …

20SomethingFinance Reader Profile Survey (Super Happy Fun)
February 23, 2013 | 6 Comments
20SomethingFinance Reader Profile Survey (Super Happy Fun)

I’ve often been curious as to the demographics of the WONDERFUL readers & contributors to this here site.
By nature (name of the blog), you would assume a heavy concentration of, well, twenty-somethings.
However, some of the …

Opening a Custodial IRA for a Minor
February 19, 2013 | 8 Comments
Opening a Custodial IRA for a Minor

If you’ve been through the public (or even private) school system, you know well that personal finance is not taught in school, unfortunately.
If you have children and you read personal finance blogs, you also know …

National Minimum Wage: Should it be Raised & Indexed?
February 18, 2013 | 14 Comments
National Minimum Wage: Should it be Raised & Indexed?

The national minimum wage debate is fun.
And because the federal minimum wage is not currently indexed to cost of living changes, it usually rears its head every 5 years or so, as it stagnates for …

When Two Becomes One: Newlywed Financial Optimization
February 13, 2013 | 8 Comments
When Two Becomes One: Newlywed Financial Optimization

Fresh off a somewhat heated discussion around keeping finances separate or combining in marriage, I realized we didn’t even get to the fun stuff: the cost benefits of becoming a newlywed.
You could really swap in …

Secured Debt vs. Unsecured Debt: Which you Should Pay Off First?
February 11, 2013 | 16 Comments
Secured Debt vs. Unsecured Debt: Which you Should Pay Off First?

As you begin your own personal adventures in credit and debt land, you’ll notice an interesting phenomenon: borrowing rates vary quite dramatically from one type of loan to another.
Credit cards, for example, can have interest …


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