What is Standby Power, Vampire Power, Vampire Load, Phantom Load, or Electricity Leaking? Did you know that roughly 10% of your total electrical bill comes from appliances that you …

I just read Michael Pollan’s Food Rules: An Eater’s Manual, and picked up on a few tips that intuitively make a lot of sense when it comes to eating …

This real estate capital gains article has been updated with information for the 2025 & 2026 tax years. When you are about to sell your home, one of the …

Tipping at Restaurants: The Standards for Tipping Waiters or Waitresses The number that was historically thrown out as the standard tipping percentage at restaurants in the US was 15% …

I have a number of American Express credit cards and perhaps one of the biggest perks they bring is something that I just recently discovered: the American Express Purchase …

The Three 800lb. Financial Gorillas It’s once again time to dive into the dark and murky depths of personal finance philosophy. Into the can money buy happiness(?) realm. Personal …

0% Balance Transfer Credit Card Strategy In a debt poll on this site a few weeks ago, one-third of 20somethingfinance readers indicated that they were struggling to pay off …

If you’ve bought new tires, had old ones fixed up, or had a regularly scheduled oil change, then chances are that you’ve encountered a salesman who tried to sell …

While traveling to other countries it is very easy for ‘opportunistic’ locals to quickly distinguish you as a target….err….tourist. While on my recent trip to Peru I became a …