This is the second in a series of posts that aim to dispel or reinforce common personal finance cliches. The first looked at the commonly used phrase, “A penny …

We’ve been talking a lot about wants vs. needs lately and how to control your wants. One of the most notorious wants that many struggle with is cable TV. …

Deciphering what is a want vs. a need is not always the easiest thing to do. As we previously covered, at their simplest level they can be defined as: …

It is human nature to want to simplify topics and concepts that are complex, layered, and sometimes difficult to understand. It’s a complicated world out there and we are …

At their simplest, expenses really fall into two different categories: 1. What you need: the things that you need to survive and function effectively in society: food, heat/electricity, a …

Health Care Cost Nirvana If you’ve made the move to a HDHP, paired with an HSA that is sponsored by your employer, there is a health insurance “sweet spot” …

I’m starting to think a lot more categorically about how I use my credit cards in order to max out on cash back rewards for every type of purchase …

<I hope you caught the misspelling there.> Last October, I made the case that Americans are the most overworked citizens of any developed nation. Some may have you believe …