Blue Cash Everyday® Card from American Express
In my opinion, American Express is the best credit card company out there in terms of perks (I’ll highlight some in this review). One of the best cards in their lineup is the Blue Cash Everyday® Card from American Express. This review will highlight its best features to help you decide if this is the right card for you.
American Express Blue Cash Everyday Cash Back Program
The Blue Cash Everyday Card replaces American Express’s retired Blue Cash card. The old card was OK, but good rewards did not kick in until you hit $6,500 per year in spend. The Blue Cash Everyday card has a much simpler and likely higher reward system.
Highlighting the cash back rewards program (terms and limitations apply) is:
- 3% at U.S. supermarkets, up to $6,000 per year in purchases (then 1%).
- 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- 1% Cash Back on other purchases.
Another big benefit is that cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
With gas and groceries costing what they have and being the two biggest non home-related expenses for most people, this can be a great cashback card.
Blue Cash Everyday Welcome Bonus Offer
The Blue Cash Everyday card is also offering the opportunity to earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. That’s a nice welcome bonus offer for a no annual-fee card.
There is no limit to the amount of rewards you can earn, no spend minimum, and no rotating categories.
No Annual Fee
This is a huge benefit of this card.
Introductory APR Period
Another nice benefit of this card is that you get a 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, which is based on your creditworthiness and other factors. I would recommend paying your monthly balance in full EVERY single month.
Final Review Thoughts on the Blue Cash Everyday Card from American Express
I’d put the Blue Cash Everyday Card up there as one of the top five personal use credit cards, along with its cousin and the best grocery rewards card, the American Express Blue Cash Preferred® Card (see my American Express Blue Cash Preferred review for more info).
It offers very generous rewards in some of the most popular categories with no spend minimums – and no annual fee. Not many credit cards can say that.
Disclosure: This content is not provided or commissioned by American Express. Any opinions, analyses, reviews or evaluations provided here are mine alone, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through Advertiser affiliate programs. I am an American Express cardholder, as highlighted in this post.
User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.