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How to Find the Best Commuter Bike for You

Last updated: January 16, 2026
How to Find the Best Commuter Bike for You
If you are going to get rid of a car and start biking to work to cut your commuting costs and simply enjoy life more, you’ll want to make …
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Choosing a Residence that Strategically Cuts Commuting Costs

Last updated: February 2, 2024
Choosing a Residence that Strategically Cuts Commuting Costs
Strategic Commuting for Singles If you live alone and have a long commute, reducing the cost of commuting is as simple as moving closer to work. Less miles driven …
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Serious About Savings? Get Rid of your Car

Last updated: February 12, 2026
Serious About Savings? Get Rid of your Car
Mrs. 20SF and I went from two vehicles to one many years ago now. Up until a month or so prior, the thought of doing so had not received …
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Transportation Costs in the U.S.: The 2nd Highest Expense Category

Last updated: January 21, 2026
Transportation Costs in the U.S.: The 2nd Highest Expense Category
Personal transportation is expensive. Very expensive. The mean transportation cost in the United States, per household is $13,318 per year. That makes transportation the second highest expense category for …
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Save 6% of your Home Price when Selling For Sale by Owner

Last updated: January 13, 2025
Save 6% of your Home Price when Selling For Sale by Owner
Real estate transactions typically involve two agents: 1. the listing agent: represents the seller 2. the buying agent: represents the buyer These agents provide a service and need to …
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7 Reasons to Not Buy a Home

Last updated: March 6, 2024
7 Reasons to Not Buy a Home
There are Many Reasons to Not Buy a Home When I first graduated, I ended up renting an apartment for a year. From there, I moved in to my …
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Buy a House for the Mortgage Tax Deduction? Not so Fast

Last updated: January 12, 2026
Buy a House for the Mortgage Tax Deduction? Not so Fast
This mortgage tax deduction overview has been updated with information for the 2025 and 2026 tax years. At some point every single one of us has heard the advice, …
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15 vs. 30 Year Mortgage: In an Infographic

Last updated: February 11, 2026
15 vs. 30 Year Mortgage: In an Infographic
If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year …
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Your Home is NOT an Investment

Last updated: September 2, 2018
Your Home is NOT an Investment
Lets just come right out with it: Your home is not an investment. In fact, home ownership can be a financial disaster. Before all of you homeowners call me …
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