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Front-Load Max Out your 401K Early in the Year for Better Returns?

Last updated: January 3, 2025
Front-Load Max Out your 401K Early in the Year for Better Returns?
I was recently approached by a longtime reader with a seemingly random question on 401Ks, Is it better to max out your 401K each year as soon as possible? …
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Vanguard has 3 S&P 500 Index Funds. How do you Choose?

Last updated: January 30, 2025
Vanguard has 3 S&P 500 Index Funds. How do you Choose?
Which Vanguard S&P 500 Index Fund is the Best? I’m a big fan of passive index investing, where you essentially funnel all of your investments in to index funds …
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Consumerism Gone Wrong? Here are Some of the Worst Offenders

Last updated: January 26, 2022
Consumerism Gone Wrong? Here are Some of the Worst Offenders
I have been trying to think of an item that perfectly symbolizes consumerism gone wrong. You know, those things that are just absolutely unnecessary, wasteful, atrocious inventions. I need …
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Healthcare.gov Qualifying Life Events for Special Enrollment in ACA Plans

Last updated: January 13, 2025
Healthcare.gov Qualifying Life Events for Special Enrollment in ACA Plans
Updates: In addition to the below content, I’ve also created a detailed list of health insurance options for the newly unemployed or uninsured for your review as well as …
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How to Make Net Worth Calculations More Useful

Last updated: March 6, 2024
How to Make Net Worth Calculations More Useful
A few years back, I had a little net worth bashing session. Over time (and with increased net worth) my view on this financial metric has softened a bit, …
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Best Grocery Rewards Card Comparison: Get Up to 6% Cash Back

Last updated: January 9, 2025
Best Grocery Rewards Card Comparison: Get Up to 6% Cash Back
I’ve completed another full year of using the Blue Cash PreferredĀ® Card from American Express (see my initial Amex Blue Cash Preferred card review) as my primary card of …
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Starting Down the Road to Financial Independence? Don’t Obsess Over Investment Returns, but you MUST Obsess Over this

Last updated: January 21, 2019
Starting Down the Road to Financial Independence? Don’t Obsess Over Investment Returns, but you MUST Obsess Over this
The 20somethingfinance motto is “Get a Head Start on your Freedom”. “Freedom” is a bit ambiguous really, and as with a lyric on a favorite song, you can take …
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What if you Could Take a Do-Over on your Career?

Last updated: March 11, 2021
What if you Could Take a Do-Over on your Career?
Do you ever wonder “what if” when it comes to your career choices and how fate has played out? Looking back over my career, I would not say it …
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