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An Overview of the New Overtime Rules & How they Could Impact you

Last updated: April 29, 2021
An Overview of the New Overtime Rules & How they Could Impact you
Update: the Obama era new overtime rules (detailed below) were struck down by a federal judge in 2017, but a version of it could be revived in the future. …
[Continue Reading...]

How to Contribute to an HSA Outside of an Employer Payroll Deduction

Last updated: January 10, 2026
How to Contribute to an HSA Outside of an Employer Payroll Deduction
Contributing to an HSA is easy enough for those whose with an employer that offers an HDHP plan – just select your payroll deduction and your employer takes care …
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“In the short run, the market is a voting machine, but in the long run, it is a weighing machine”

Last updated: February 10, 2026
“In the short run, the market is a voting machine, but in the long run, it is a weighing machine”
This article and its lessons came fresh off of a second huge stock market rally from a frightening decline in 1 year. The stock market had taken an absolute …
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Why “No-Spend Days” Don’t Work (& what to Replace them with)

Last updated: January 4, 2019
Why “No-Spend Days” Don’t Work (& what to Replace them with)
As a personal finance blogger, I read a ton of financial content. More than I probably should. And about once every other week or so, I come across the …
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How to Change Credit Card Payment Due Dates to Avoid Late Fees

Last updated: January 16, 2026
How to Change Credit Card Payment Due Dates to Avoid Late Fees
I’ve become a bit of a credit card collector. I have been using a different credit card for just about every common expense. I have one for fuel, one …
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Loss Incentive: a Jedi Mind Trick to Save & Invest More

Last updated: January 7, 2024
Loss Incentive: a Jedi Mind Trick to Save & Invest More
Motivating oneself to hit big financial goals through saving and investing over the long-term is often a mental game. And it’s a game that many of us lose in …
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Spousal IRA Basics (For 2025 & 2026)

Last updated: January 2, 2026
Spousal IRA Basics (For 2025 & 2026)
This spousal IRA overview article has been updated with information for the 2025 & 2026 tax years. I’m willing to bet that most readers of this article have heard …
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Basic Income: Basically Inevitable?

Last updated: January 4, 2019
Basic Income: Basically Inevitable?
After being shelved for decades, the concept of “basic income” (aka “universal income”) has been trending lately. A number of countries in Europe have recently begun basic income pilot …
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Vanguard Lowers Fees (Again). Here’s why…

Last updated: January 15, 2023
Vanguard Lowers Fees (Again). Here’s why…
Vanguard recently announced that over the past six months, they have reduced expense ratios for 200 fund and ETF shares amounting to aggregate savings of about $215 million. That’s …
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