Recently a Student? Take Advantage of these Education Tax Credits & Deductions in 2014 & 2015
Thu, 01/29/15 | 9 Comments

The readership here is heavy on those completing school for the first time and going back to school to further their education. So I’ve updated this post to reflect the 2014 and 2015 calendar years.
The …

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Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
September 15, 2014 | 41 Comments
Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

The 17-Item Grocery Challenge: Creating A Low-Cost Food Plan
September 9, 2014 | 20 Comments
The 17-Item Grocery Challenge: Creating A Low-Cost Food Plan

The one expense category where my wife and I have not cut back on is food.
The average cost for food, per household, was $6,599 in the last full year of measured data. Despite rarely dining …

Are you Ordinary? Here’s the Secret to Becoming Rich
September 2, 2014 | 24 Comments
Are you Ordinary? Here’s the Secret to Becoming Rich

We’ve all seen the catchy headlines and probably even shamefully clicked on a few of them (no shame with THIS article though):
“Frugal teacher retires with $2 million in savings”.
“Mailman makes millions in the stock market.”
“Librarian …

A New Car with 84 MPG at $6,800? Would you Buy an Elio Motors Car?
August 28, 2014 | 36 Comments
A New Car with 84 MPG at $6,800? Would you Buy an Elio Motors Car?

I’m a bit of a car geek when it comes to automotive fuel efficiency gains.
But I’ve grown a bit cynical over the years. You see, every now and then a tiny car will come along …

Gen Y Retirement Savings Goal: $2 Million?
August 25, 2014 | 14 Comments
Gen Y Retirement Savings Goal: $2 Million?

According to 77% of 226 investment advisors, in a recent survey, the low bar for what Gen Y should save for retirement is $2 million.
One author and investment firm president was quoted as prescribing,
“For a …

Personal Responsibility and Finance
August 11, 2014 | 8 Comments
Personal Responsibility and Finance

Fresh off of my snarky “crowdfund my wedding” post a few weeks back, I have been keeping an eye on the latest crowdfunding trends. What a racket!
There was the story of the attractive and heavily …


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