Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
Mon, 09/15/14 | 30 Comments

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

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Shopping for New Appliances? Follow These 10 Tips
May 19, 2014 | 16 Comments
Shopping for New Appliances? Follow These 10 Tips

My wife and I recently undertook a kitchen renovation, which is still in progress. Once complete, I’ll share the story, pictures, and some numbers, but that will probably turn in to a novel. Meanwhile, I …

Retirement Plan Rollovers Have you Confused? Check Out this Rollover Compatibility Chart
May 14, 2014 | One Comment
Retirement Plan Rollovers Have you Confused? Check Out this Rollover Compatibility Chart

Have you ever wondered, “Hmmm… can I roll this retirement plan over to that retirement plan”?
Retirement plan rollovers can be confusing. Sometimes there are goofy rules around when you can do it or if you …

Why I Love Vanguard & You Should Too
May 12, 2014 | 16 Comments
Why I Love Vanguard & You Should Too

Vanguard recently wrapped up a cross-country tour that they dubbed “The At-Cost Café” to extoll the virtues of low cost investing – and quite appropriately – sell coffee at-cost ($0.26) to those who crossed their …

Capital Gains and Selling Employee Stock: What you Don’t Know CAN Hurt you
May 7, 2014 | 8 Comments
Capital Gains and Selling Employee Stock: What you Don’t Know CAN Hurt you

A while back, we covered capital gains tax basics. One thing I didn’t get in to that I thought deserved a post all of its own is capital gains on employee stock units – you …

A Mandatory Exercise in Tracking your Personal Finances
May 5, 2014 | 11 Comments
A Mandatory Exercise in Tracking your Personal Finances

As my income has grown, expenses have declined, and I’ve grown more and more in tune with my personal finances and long-term goals – an interesting and ironic thing has happened.
Time has seemingly slowed WAAAAY …

Max Out your 401k Early in the Year for Better Returns?
April 30, 2014 | 31 Comments
Max Out your 401k Early in the Year for Better Returns?

I was recently approached by a longtime reader with a seemingly random question,
“Is it better to max out your 401k each year as soon as possible?”
Upon digging a little deeper, I found out that a …


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