Invest in Bitcoin or Avoid it Like the Plague?
Last updated: March 31, 2018
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It’s hard to ignore the Bitcoin news lately. So hard, that I just had to jump in on the conversation with my own hot take. I’ll focus on Bitcoin …
Question Every Purchase
Last updated: December 3, 2017
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As I was mulling over my article topic of choice on this crisp, sunny, beautiful fall Sunday in December in Michigan, something profound hit me: the high pitch whine …
The Costco Appliance Warranty can 4X the Manufacturer’s Warranty (for Free)
Last updated: February 19, 2018
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Long-time readers may recall my cheap DIY kitchen renovation a few years back. As part of the renovation, we upgraded our appliances – or, so we thought. I had …
The Charitable Donation Deduction Crash that Nobody Sees Coming
Last updated: November 19, 2017
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There’s currently a lot of discussion about the impact of the Republican tax plan, which now has been calculated to have a net result of higher taxes on everyone …
Mainstream Personal Finance Advice for Uninspired Americans
Last updated: November 13, 2017
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I spend many hours per week combing through websites, blogs, magazines, and books on personal finance to try and stay on top of my game and keep up with …
Act Fast – Your 401K Benefits May Be Slashed Next Year
Last updated: January 3, 2018
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Update: the final signed version of the bill left 401K contributions unchanged, so this is no longer a concern. However, maxing out your 401K can still be a smart …
Earned Income Tax Credit Basics
Last updated: April 1, 2018
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The Earned Income Tax Credit (EITC) is one of the most significant tax credits available in the entire IRS tax code. It is also simultaneously one of the most …
Saver’s Tax Credit Qualifications for 2017 and 2018
Last updated: April 1, 2018
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The Saver’s Tax Credit details below have been updated for the 2017 and 2018 tax years. What is the Saver’s Credit? The Saver’s Credit (aka the ‘retirement savings contribution …