Vanguard Lowers Fees (Again). Here’s why…
Wed, 05/4/16 | 6 Comments

Vanguard recently announced that they over the past six months, they have reduced expense ratios for 200 fund and ETF shares amounting to aggregate savings of about $215 million.
That’s $215 million more in investors pockets …

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Your Home is NOT an Investment
July 20, 2013 | 26 Comments
Your Home is NOT an Investment

Lets just come right out with it: Your home is not an investment. In fact, home ownership can be a financial disaster.

Before all of you homeowners call me a jerk, idiot, or unflattering expletives, let …

Calculate the “Total Cost of Homeownership” Before Buying
July 19, 2013 | 6 Comments
Calculate the “Total Cost of Homeownership” Before Buying

When finding a property to rent or buy, I’ve often seen one common trap that many fall in to when considering housing costs: not calculating the total cost to live there on a monthly basis.
When …

Downsizing your Home: The Highest Impact Financial Move you can Make
July 17, 2013 | 10 Comments
Downsizing your Home: The Highest Impact Financial Move you can Make

You’re looking for a new place to live, you’ve gone through your checklist, and even gone so far as to analyze the price to rent ratio in your area.
It’s time to go out and find …

Rent or Buy? Look at the Price to Rent Ratio First
July 16, 2013 | 3 Comments
Rent or Buy? Look at the Price to Rent Ratio First

Determining whether to rent or buy a home, apartment, or other dwelling is often a tough choice to make.
As we discussed, housing costs are huge (between 31-39% of spending, on average). And you want to …

The Cost of Housing & why it Can Make or Break your Finances
July 15, 2013 | 9 Comments
The Cost of Housing & why it Can Make or Break your Finances

Health care is a wrap in the Summer of Saving series, and it’s time to move on to the BIG ONE: housing costs.
Realtors are paid to tell us “It’s a great time to buy a …

Piece Together an Affordable Home Gym & Get Rid of Your Gym Membership
July 11, 2013 | 17 Comments
Piece Together an Affordable Home Gym & Get Rid of Your Gym Membership

I’ve never paid for a gym membership in my life and I don’t plan on it.
Price is part of this, but even if it were free, I still don’t think I would have any interest.
My …


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