Are you Ordinary? Here’s the Secret to Becoming Rich
Tue, 09/2/14 | No Comment

We’ve all seen the catchy headlines and probably even shamefully clicked on a few of them (no shame with THIS article though):
“Frugal teacher retires with $2 million in savings”.
“Mailman makes millions in the stock market.”
“Librarian …

Read the full story »
Invest

how to invest

Live

career, food, travel

Save

saving, credit, debt

Protect

insurance, security

Retire

401K, IRA, FI, Retire

Choosing a Residence that Strategically Cuts Commuting Costs
August 7, 2013 | 7 Comments
Choosing a Residence that Strategically Cuts Commuting Costs

Strategic Commuting for Singles
If you live alone and have a long commute, reducing the cost of commuting is as simple as moving closer to work.
Less miles driven = less fuel and maintenance expenses on your …

Serious About Savings? Get Rid of your Car
August 6, 2013 | 29 Comments
Serious About Savings? Get Rid of your Car

Two weeks ago marked the 5-year anniversary of my wife and going from two vehicles to one.
Up until a month or so prior, the thought of doing so had not received serious consideration. Like many, …

Transportation Costs: The Second Highest Expense Category is Clearly the Most Ridiculous
August 5, 2013 | 9 Comments
Transportation Costs: The Second Highest Expense Category is Clearly the Most Ridiculous

The mean transportation costs in the United States per 2-person household is $9,211 per year.
Just think about that for a minute: $9,211!
That makes transportation the second highest expense category for Americans – 39% higher than …

Save 6% of your Home Price when Selling For Sale by Owner
July 30, 2013 | 16 Comments
Save 6% of your Home Price when Selling For Sale by Owner

Real estate transactions typically involve two agents:
1. the listing agent: represents the seller
2. the buying agent: represents the buyer
These agents provide a service and need to put food on the table, so compensation in the …

7 Reasons to Not Buy a Home
July 29, 2013 | 5 Comments
7 Reasons to Not Buy a Home

When I first graduated, I ended up renting an apartment for a year.
From there, I moved in to my first home (which I have since considered to be a bit of a mistake in how …

Buy a House for the Mortgage Tax Deduction? Not so Fast
July 25, 2013 | 8 Comments
Buy a House for the Mortgage Tax Deduction? Not so Fast

At some point every single one of us has heard the advice, “Buy a home, so you can get the tax deduction”. The popularity of this advice ranks right up there with the “Buy a …


Home | Sitemap | Terms | © 20somethingfinance.com