Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
Mon, 09/15/14 | 23 Comments

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

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Traditional & Roth IRA Income Limits
August 8, 2013 | One Comment
Traditional & Roth IRA Income Limits

This post has been updated for the 2013 and 2014 calendar years.
IRA Income Limits
IRA’s are a phenomenal way to limit your tax liability in the present (Traditional IRA) and in the future (Roth IRA). In …

How to Find the Best Commuter Bike for You
August 8, 2013 | 16 Comments
How to Find the Best Commuter Bike for You

If you are going to get rid of a car and start biking to work to cut your commuting costs and simply enjoy life more, you’ll want to make sure you have a decent, trustworthy …

Choosing a Residence that Strategically Cuts Commuting Costs
August 7, 2013 | 7 Comments
Choosing a Residence that Strategically Cuts Commuting Costs

Strategic Commuting for Singles
If you live alone and have a long commute, reducing the cost of commuting is as simple as moving closer to work.
Less miles driven = less fuel and maintenance expenses on your …

Serious About Savings? Get Rid of your Car
August 6, 2013 | 29 Comments
Serious About Savings? Get Rid of your Car

Two weeks ago marked the 5-year anniversary of my wife and going from two vehicles to one.
Up until a month or so prior, the thought of doing so had not received serious consideration. Like many, …

Transportation Costs: The Second Highest Expense Category is Clearly the Most Ridiculous
August 5, 2013 | 9 Comments
Transportation Costs: The Second Highest Expense Category is Clearly the Most Ridiculous

The mean transportation costs in the United States per 2-person household is $9,211 per year.
Just think about that for a minute: $9,211!
That makes transportation the second highest expense category for Americans – 39% higher than …

Save 6% of your Home Price when Selling For Sale by Owner
July 30, 2013 | 16 Comments
Save 6% of your Home Price when Selling For Sale by Owner

Real estate transactions typically involve two agents:
1. the listing agent: represents the seller
2. the buying agent: represents the buyer
These agents provide a service and need to put food on the table, so compensation in the …


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