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How to Use a Secured Credit Card to Build Credit

Last updated: September 13, 2016
How to Use a Secured Credit Card to Build Credit
With tighter lending restrictions these days, a lot of younger people in college and new graduates are having a hard time getting approved for credit cards or loans of …
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The U.S. is the Most Overworked Developed Nation in the World

Last updated: January 12, 2026
The U.S. is the Most Overworked Developed Nation in the World
Americans are Overworked: Here’s the Latest Data to Prove it This article has been updated in 2026 with the latest publicly available data across numerous reputable sources. We, as …
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Bartering Taxes: How to Report Barter Income to the IRS in 2026

Last updated: January 13, 2026
Bartering Taxes: How to Report Barter Income to the IRS in 2026
This article on bartering taxes has been updated for 2026 (2025 tax returns). For all the benefits of bartering – free goods & services, community-building, the thrill of the …
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Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score

Last updated: May 7, 2018
Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score
What is a Credit Inquiry or a Credit Pull? A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely companies) accesses your credit …
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Bartering: How to, the Best Barter Websites, & Why National Barter Networks Fail

Last updated: September 7, 2023
Bartering: How to, the Best Barter Websites, & Why National Barter Networks Fail
Bartering is back! Sure, it never completely disappeared, but it was on vacation for a handful of decades. And if the great recession taught us anything, it’s that resourcefulness …
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The Age of Disloyalty & Career Change: Should you Tell your Employer you are Changing Careers?

Last updated: January 7, 2024
The Age of Disloyalty & Career Change: Should you Tell your Employer you are Changing Careers?
The Generation of Career Change In 2016, the Bureau of Labor Service released comprehensive data regarding duration of employment from 1978 – 2016. The results show how short our …
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Is the “Manager Special” or “Daily Special” Ever a Good Idea?

Last updated: February 5, 2025
Is the “Manager Special” or “Daily Special” Ever a Good Idea?
“The Daily Special” When I worked in the restaurant business back in high school as a busboy at a pancake house (no shame in that), I remember walking back …
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The Cheapest Data Plans for Mobile Phones

Last updated: January 13, 2025
The Cheapest Data Plans for Mobile Phones
Mobile Data Plans Vary Widely in Price & Usage Limits With the smartphone emergence and the decline in cellular usage for actually calling people, the new challenge from a …
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