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A Penny Saved is a Penny Earned

Last updated: February 13, 2017
A Penny Saved is a Penny Earned
It is human nature to want to simplify topics and concepts that are complex, layered, and sometimes difficult to understand. It’s a complicated world out there and we are …
[Continue Reading...]

Wants vs. Needs: How to Decipher

Last updated: August 14, 2020
Wants vs. Needs: How to Decipher
At their simplest, expenses really fall into two different categories: 1. What you need: the things that you need to survive and function effectively in society: food, heat/electricity, a …
[Continue Reading...]

Reach Health Insurance Nirvana with a HDHP & HSA

Last updated: January 13, 2021
Reach Health Insurance Nirvana with a HDHP & HSA
Health Care Cost Nirvana If you’ve made the move to a HDHP, paired with an HSA that is sponsored by your employer, there is a health insurance “sweet spot” …
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The Best Grocery Rewards Card in 2025: Blue Cash Preferred® from American Express

Last updated: January 9, 2025
The Best Grocery Rewards Card in 2025: Blue Cash Preferred® from American Express
I’m starting to think a lot more categorically about how I use my credit cards in order to max out on cash back rewards for every type of purchase …
[Continue Reading...]

Canadians are Overworked Too

Last updated: January 7, 2024
Canadians are Overworked Too
<I hope you caught the misspelling there.> Last October, I made the case that Americans are the most overworked citizens of any developed nation. Some may have you believe …
[Continue Reading...]

25 Awful Things that Still Beat Shopping on Black Friday

Last updated: July 29, 2018
25 Awful Things that Still Beat Shopping on Black Friday
Black Friday is a marketing gimmick to get consumers out to the store to spend their hard-earned cash on a bunch of shit that they and their loved ones …
[Continue Reading...]

The Cheapest College Towns to Live in & why you Should Consider Moving to One

Last updated: September 7, 2023
The Cheapest College Towns to Live in & why you Should Consider Moving to One
Having lived in two college towns (one as a student and one currently for employment), I can attest that they are great places to take up residence. If I …
[Continue Reading...]

The Age Wealth Gap is Getting Bigger & Our Net Worth Sucks. Here’s how we Fix it.

Last updated: September 11, 2016
The Age Wealth Gap is Getting Bigger & Our Net Worth Sucks. Here’s how we Fix it.
I still am not entirely sure what Occupy wants yet, but research released this past week by the Pew Research Center may be central to why they are sitting …
[Continue Reading...]

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