One of the biggest… I won’t say “myths”, but rather “over-exaggerated” credit score claims, is the impact of cancelling a card on your credit score. The same goes for …
You are probably aware that last week the Supreme Court upheld almost all of the Patient Protection and Affordable Care Act (PPACA), or “Obamacare” as many have affectionately or …
The Big Home American Dream One of the biggest financial mistakes that I see time after time from friends, co-workers, and family is buying a big house. Human beings …
Are you Frugal? As the great philosopher Thomas Griffin, once posed, “Whyyy??”. Where did the concept of “frugality” come from? And what compels human beings to adopt a frugal …
This article has been updated for the 2024 and 2025 tax years. A down payment on a home mortgage is serious business. The term “mortgage” originated in France with …
The more I have written about personal finance, read about it, and discussed it with others, the more I have come to the conclusion that all personal finance advice …
Article note: My wife previously highlighted her car accident story. This is a follow-up that we worked on together on getting driver points dropped (and/or insurance discounts) through a …
This article has been updated with information on the U.S. federal poverty line income levels for 2024 and 2025. I keep a close watch on all of my expenses …
