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Obamacare Upheld by Supreme Court: What it Means for You

Last updated: September 25, 2022
Obamacare Upheld by Supreme Court: What it Means for You
You are probably aware that last week the Supreme Court upheld almost all of the Patient Protection and Affordable Care Act (PPACA), or “Obamacare” as many have affectionately or …
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Big Home: American Dream or Disease?

Last updated: December 9, 2020
Big Home: American Dream or Disease?
The Big Home American Dream One of the biggest financial mistakes that I see time after time from friends, co-workers, and family is buying a big house. Human beings …
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Frugal Origins: Why do you Practice Frugality?

Last updated: March 8, 2021
Frugal Origins: Why do you Practice Frugality?
Are you Frugal? As the great philosopher Thomas Griffin, once posed, “Whyyy??”. Where did the concept of “frugality” come from? And what compels human beings to adopt a frugal …
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Down Payments: How Much Should you Put Towards them?

Last updated: January 14, 2026
Down Payments: How Much Should you Put Towards them?
This article has been updated for the 2026 tax year. A down payment on a home mortgage is serious business. The term “mortgage” originated in France with the meaning …
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When Personal Finance Overlooks Ideology, You Lose

Last updated: June 22, 2012
When Personal Finance Overlooks Ideology, You Lose
The more I have written about personal finance, read about it, and discussed it with others, the more I have come to the conclusion that all personal finance advice …
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Drop Driver Points & Get Insurance Discounts by Taking a Defensive Driver Class

Last updated: February 6, 2025
Drop Driver Points & Get Insurance Discounts by Taking a Defensive Driver Class
Article note: My wife previously highlighted her car accident story. This is a follow-up that we worked on together on getting driver points dropped (and/or insurance discounts) through a …
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What is the 2026 US Poverty Line? (Federal Poverty Line)

Last updated: January 14, 2026
What is the 2026 US Poverty Line? (Federal Poverty Line)
This article has been updated with information on the U.S. federal poverty line income levels for 2025 and 2026. I keep a close watch on all of my expenses …
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Comcast Xfinity Internet Essentials Offers $14.95 Internet to Low Income Families

Last updated: January 15, 2026
Comcast Xfinity Internet Essentials Offers $14.95 Internet to Low Income Families
One of my biggest callings in life is to take it to “the man”, and there is no bigger “man” out there than Comcast. I’ve previously highlighted how to …
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Our $346 Cheap Vacation: How we Travel on a Shoestring Budget

Last updated: September 25, 2022
Our $346 Cheap Vacation: How we Travel on a Shoestring Budget
The wife and I just got back from a nice 6-day, 5-night vacation of backpacking, wine tasting, and sight-seeing in an area that Good Morning America recently voted the …
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