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7 Reasons to Not Buy a Home

Last updated: March 6, 2024
7 Reasons to Not Buy a Home
There are Many Reasons to Not Buy a Home When I first graduated, I ended up renting an apartment for a year. From there, I moved in to my …
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Buy a House for the Mortgage Tax Deduction? Not so Fast

Last updated: January 3, 2025
Buy a House for the Mortgage Tax Deduction? Not so Fast
This mortgage tax deduction overview has been updated with information for the 2024 and 2025 tax years. At some point every single one of us has heard the advice, …
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15 vs. 30 Year Mortgage: In an Infographic

Last updated: January 28, 2019
15 vs. 30 Year Mortgage: In an Infographic
If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year …
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Your Home is NOT an Investment

Last updated: September 2, 2018
Your Home is NOT an Investment
Lets just come right out with it: Your home is not an investment. In fact, home ownership can be a financial disaster. Before all of you homeowners call me …
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Calculate the “Total Cost of Homeownership” Before Buying

Last updated: February 10, 2019
Calculate the “Total Cost of Homeownership” Before Buying
When finding a property to rent or buy, I’ve often seen one common trap that many fall in to when considering housing costs: not calculating the total cost to …
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Downsizing your Home: The Highest Impact Financial Move you can Make

Last updated: March 8, 2021
Downsizing your Home: The Highest Impact Financial Move you can Make
You’re looking for a new place to live, you’ve gone through your checklist, and even gone so far as to analyze the price to rent ratio in your area. …
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Rent or Buy? Look at the Price to Rent Ratio First

Last updated: January 13, 2025
Rent or Buy? Look at the Price to Rent Ratio First
Determining whether to rent or buy a home, apartment, or other dwelling is often a tough choice to make. As we discussed, housing costs are huge (between 31-39% of …
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The Average Cost of Housing & Why it Can Make or Break your Finances

Last updated: January 9, 2025
The Average Cost of Housing & Why it Can Make or Break your Finances
Realtors are paid to tell us “It’s a great time to buy a home” (in fact, I remember an ad campaign recently with just that slogan…), “You deserve it!”, …
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