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Only You Can Prevent Tax Refund Windfall Syndrome

Last updated: January 7, 2026
Only You Can Prevent Tax Refund Windfall Syndrome
As the April tax deadline approached, I picked up on a re-birth of a certain sentiment that goes a little something like this “I can’t wait to get that …
[Continue Reading...]

Where Should you Put Money Gifted to your Children in 2026?

Last updated: January 10, 2026
Where Should you Put Money Gifted to your Children in 2026?
Where should you put money gifted to your children? A friend of mine recently asked me a great question that I’m guessing many parents think about at some point …
[Continue Reading...]

Take the Best Job you Can Get & Worry About the Rest Later

Last updated: August 25, 2019
Take the Best Job you Can Get & Worry About the Rest Later
In the recent post that detailed how my wife got an interview and offer after months of ignored applications and finger-crossing, it occurred to me that I really didn’t …
[Continue Reading...]

Coverdell Education Savings Account Overview & Comparison to 529 Plans (for 2026)

Last updated: January 10, 2026
Coverdell Education Savings Account Overview & Comparison to 529 Plans (for 2026)
This Coverdell ESA overview article has been updated with information for the 2026 tax year. For those looking for a place to save for your child’s future or find …
[Continue Reading...]

How I MADE Money on Health Insurance & Health Care Last Year

Last updated: January 13, 2021
How I MADE Money on Health Insurance & Health Care Last Year
A few weeks back when I highlighted my monthly budget, a few readers noticed a few absent line items. One gigantic glaring absence, as reader, Jason, pointed out, was …
[Continue Reading...]

Having a Tough Time Getting an Interview? Try this Simple Strategy

Last updated: January 26, 2022
Having a Tough Time Getting an Interview? Try this Simple Strategy
Last fall, I highlighted my wife’s switch to a career in nursing. Nursing was a careful selection. She wanted to get away from the desk and work more with …
[Continue Reading...]

Should Payday Loans be Banned?

Last updated: July 28, 2019
Should Payday Loans be Banned?
Nothing good can come from a payday loan. According to new research from Pew, the average payday loan borrower must pay back $400 within two weeks, but can only …
[Continue Reading...]

Want to be a Custodian for a Non-IRA Account? A UGMA/UTMA Account Overview (2026)

Last updated: January 10, 2026
Want to be a Custodian for a Non-IRA Account? A UGMA/UTMA Account Overview (2026)
We recently covered opening a custodial IRA for a minor. I’m a big fan of the Roth variety when it comes to custodial IRAs – gifts or contributions are …
[Continue Reading...]

Monthly Budget: Here’s Mine & the U.S. Average. What is Yours?

Last updated: January 7, 2024
Monthly Budget: Here’s Mine & the U.S. Average. What is Yours?
One of the most enlightening and beneficial personal finance exercises one can complete is to calculate your average monthly budget. I say “monthly budget”, but for the purposes of …
[Continue Reading...]

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