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How to Avoid Credit Card Late Fees & Interest Charges

Last updated: October 27, 2019
How to Avoid Credit Card Late Fees & Interest Charges
Last week, I made the case for credit cards vs. debit cards. There is one big caveat, which I gave towards the end of the post: “You should only …
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Credit Cards Vs. Debit Cards: Millennials are Choosing Wrong

Last updated: January 21, 2019
Credit Cards Vs. Debit Cards: Millennials are Choosing Wrong
According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age …
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The 17-Item Grocery Challenge: Creating A Low-Cost Food Plan

Last updated: March 6, 2024
The 17-Item Grocery Challenge: Creating A Low-Cost Food Plan
The one expense category where my wife and I have not cut back on is food. The average cost for food, per household, was $9,343 in the last full …
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Are you Ordinary? Here’s the Secret to Becoming Rich

Last updated: September 8, 2019
Are you Ordinary? Here’s the Secret to Becoming Rich
We’ve all seen the catchy headlines and probably even shamefully clicked on a few of them (no shame with THIS article though): “Frugal teacher retires with $2 million in …
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Elio Motors is Dead (2025 Update)

Last updated: January 30, 2025
Elio Motors is Dead (2025 Update)
2025 Update on Elio Motors: I first wrote about Elio Motors, and its sub $7K target price in 2014. As of 2023 Elio Motors still had not begun delivering …
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Gen Y Retirement Savings Goal: $2 Million?

Last updated: November 30, 2019
Gen Y Retirement Savings Goal: $2 Million?
According to 77% of 226 investment advisors, in a recent survey, the low bar for what Gen Y (millennials) should save for retirement is $2 million. One author and …
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Credit Karma Offers Free TransUnion Credit Reports (& Scores)

Last updated: December 21, 2023
Credit Karma Offers Free TransUnion Credit Reports (& Scores)
Longtime readers will know that I have been using Credit Karma to monitor my credit score for a while now. The free consumer credit information service (best way I can …
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Personal Responsibility and Finance

Last updated: January 21, 2019
Personal Responsibility and Finance
Fresh off of my snarky “crowdfund my wedding” post a few weeks back, I have been keeping an eye on the latest crowdfunding trends. What a racket! There was …
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