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Lazy with Food: Restaurant Vs. Grocery Expenses

Last updated: January 31, 2025
Lazy with Food: Restaurant Vs. Grocery Expenses
You can blame the plight of the common American’s bank account on many things – predatory lending, increased health care costs, the gutting of the middle class, higher taxes, …
[Continue Reading...]

Always Be Looking (for a Better Job)

Last updated: September 30, 2019
Always Be Looking (for a Better Job)
It’s time for an exciting Miller household update that has been a few years in the making – that also provides a valuable takeaway for us all. And no …
[Continue Reading...]

40+ Hours a Week Making Money & Zero on Personal Finance?

Last updated: July 28, 2020
40+ Hours a Week Making Money & Zero on Personal Finance?
Let’s talk about personal finance time investment. One of the great profound mysteries that I have been completely unable to understand or solve in my 7+ years of personal …
[Continue Reading...]

Have Kids? Save for your Retirement or Their College? Here’s a Guilt-Free Solution

Last updated: January 16, 2025
Have Kids? Save for your Retirement or Their College? Here’s a Guilt-Free Solution
A few weeks back, I was having a conversation with a co-worker who had the wise goal of “getting the most out of the benefits available” to employees at …
[Continue Reading...]

Patrick Pichette Retires Early – But Far Later than Necessary

Last updated: January 21, 2019
Patrick Pichette Retires Early – But Far Later than Necessary
By now, you’ve probably heard that Patrick Pichette, Google’s CFO, is hanging up his… calculator (er.. spreadsheets, maybe?) at the age of 52. Pichette publicly announced his retirement in …
[Continue Reading...]

Vanguard Increases Its International Equity Allocation. It’s Time to Re-examine Yours

Last updated: January 21, 2019
Vanguard Increases Its International Equity Allocation. It’s Time to Re-examine Yours
In case you missed the big (yet under-the-radar) investing world news, Vanguard announced they are increasing its international equity allocation in their Vanguard Target Retirement Fund and Vanguard LifeStrategy …
[Continue Reading...]

Why Roth Retirement Accounts are Very Overrated & Over-hyped

Last updated: January 16, 2025
Why Roth Retirement Accounts are Very Overrated & Over-hyped
Me: Forgive me father, for I have sinned. Father Finance: You are in a safe place to share your sins, my son. What would you like to confess? Me: …
[Continue Reading...]

Lifetime Earnings: The First Decade is Everything

Last updated: July 28, 2020
Lifetime Earnings: The First Decade is Everything
The New York Fed recently released a landmark study on individual lifetime earnings, called “What Do Data on Millions of U.S. Workers Reveal about Life-Cycle Earnings Risk?“. The breadth …
[Continue Reading...]

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