Someone recently posed an interesting brain teaser to me, “Would you rather win the lottery or have the perfect job?” Details were lacking, and it got me thinking (which …

Surprise! You can Actually Over-Contribute to a 401K All good things come with limitations. And never is that more true than with retirement accounts. For those lucky enough to …

There are an endless variety of financial goals that you can set out to achieve. Some can be very short term, i.e. “I’m not going to spend a dollar …

With last Thursday’s ACA Supreme Court ruling confirming that Congress intended to include subsidies for those on the federal exchange in addition to state exchanges, the ACA has now …

457B Plans Offer Participants an Opportunity to Turbo-charge their Retirement Savings This 457B overview article has been updated with information for the 2025 tax year. In the wake of …

It wasn’t long ago that I blasted the traditional 10% savings plan advice given by financial gurus that recommends you work until traditional retirement age (65+), save 10% along …

By all accounts, I’ve been a diligent taxpayer for the last decade plus – never a late fee, never a need for extension, never a penalty, never an audit …

I had a sizzling hot date with the Federal Reserve’s “Report on the Economic Well-Being of U.S. Households” report the other night and things got a little out of …