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Don’t Avoid a 20% Down Payment on your Mortgage

Last updated: September 15, 2022
Don’t Avoid a 20% Down Payment on your Mortgage
A recent New York Times article gave a number of suggestions on how to avoid a 20% down payment on a home mortgage. The implications of a 20% down …
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How to Get Free Air for your Tires

Last updated: January 15, 2025
How to Get Free Air for your Tires
Publishing this article on how to get free air for your car tires required some mandatory humility (lessons learned) on my part. But, hopefully you can learn from my …
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Bid-Ask Spread Basics (And why it’s so Important)

Last updated: January 4, 2019
Bid-Ask Spread Basics (And why it’s so Important)
It’s been a while since I’ve done an investing 101 article, so I’m overdue. In this post, we’ll cover an important investing component: bid-ask spread. May sound boring, but …
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The IRS Donation Limit: What is the Maximum you can Deduct?

Last updated: August 11, 2025
The IRS Donation Limit: What is the Maximum you can Deduct?
This IRS maximum donation limit article has been updated for the 2025 tax year, following changes from the “One Big Beautiful Bill Act” (OBBBA) legislation. Ever wonder if there …
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Personal Inflation Rate: the Metric that Helps Limit Lifestyle Inflation

Last updated: January 17, 2025
Personal Inflation Rate: the Metric that Helps Limit Lifestyle Inflation
One of my very favorite personal finance metrics to calculate, monitor, and compete against is my personal inflation rate (as one half of a married couple, it could more …
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401K Loan Overview: Should you Borrow from your 401K?

Last updated: January 16, 2025
401K Loan Overview: Should you Borrow from your 401K?
401K Loans are Becoming More Popular. Should you Borrow from your 401K? Here’s a fact that may surprise you – 17.6% of Americans with a 401K have an outstanding …
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Millennials Need Financial Mentorship

Last updated: May 5, 2019
Millennials Need Financial Mentorship
A survey of 5,500 millennials (aged 23-35) shined a worrisome light on the financial acumen of the group as a whole. George Washington University and PwC Bank recently analyzed …
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How to Send Text Messages to Email

Last updated: January 3, 2025
How to Send Text Messages to Email
Back when I started this site (many beers ago), I highlighted a tip that allows you to send text messages from email for free. At the time, this was …
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