The Maximum HSA Contributions for 2015 & 2016
Mon, 07/27/15 | 2 Comments

The IRS recently published an inflation adjustment increase to the maximum HSA contribution for 2016 over the 2015 maximum HSA contribution limit. More specifically, the family contribution maximum will increase while the individual contribution maximum …

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12 Utility Company Rebates & Freebies to Grab at the Beginning of the Year
March 12, 2012 | 4 Comments
12 Utility Company Rebates & Freebies to Grab at the Beginning of the Year

I was exploring an energy use analysis on my utility company’s website when I noticed a link that led me to a rebate section on their website.
The rebate program section was not easy to find …

What are your Favorite (& the Sexiest) Personal Finance Topics to Read & Discuss?
March 7, 2012 | 14 Comments
What are your Favorite (& the Sexiest) Personal Finance Topics to Read & Discuss?

Personal finance is a lot of hard work. Buttoned up. Mostly tedious. Mostly boring. Which is probably why most people suck at it. That, and it’s not taught in school.
But that doesn’t mean that it …

What is Private Mortgage Insurance (PMI)? And how can you Avoid or Get Rid of it?
March 6, 2012 | 25 Comments
What is Private Mortgage Insurance (PMI)? And how can you Avoid or Get Rid of it?

When you go to buy your first home, the topic of private mortgage insurance (PMI) will assuredly come up.
It’s a dirty little three-letter acronym associated with your pending mortgage that you should know inside out.
Why?
What …

Accessibility of Information & the Death of the Dumb Card
March 5, 2012 | 12 Comments
Accessibility of Information & the Death of the Dumb Card

One thing I love about the Inter-webs is that people no longer have an excuse to play the “dumb” or “uneducated” card.
The accessibility of information is so prevalent that you can find an answer to …

Is the U.S. Vs. International Stock Allocation 80/20 Rule a Conspiracy?
February 29, 2012 | 15 Comments
Is the U.S. Vs. International Stock Allocation 80/20 Rule a Conspiracy?

U.S. Versus International Stock Allocation
How much international stock exposure should you have?
It’s a great question. And I’ve been looking into my own foreign stock allocation lately.
In my research, I found Vanguard’s “Considerations for investing in …

Betterment Significantly Lowers Fees & Adds IRA’s: Are you a Believer?
February 28, 2012 | 10 Comments
Betterment Significantly Lowers Fees & Adds IRA’s: Are you a Believer?

My Betterment Review
I’ve had a number of friends rave about Betterment.com, suggesting that I should do a review of the online investment broker here on 20somethingfinance.com for their ease of use and simplicity for beginning …


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