The Maximum HSA Contributions for 2015 & 2016
Mon, 07/27/15 | 2 Comments

The IRS recently published an inflation adjustment increase to the maximum HSA contribution for 2016 over the 2015 maximum HSA contribution limit. More specifically, the family contribution maximum will increase while the individual contribution maximum …

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15 vs. 30 Year Mortgage: In an Infographic
July 22, 2013 | 17 Comments
15 vs. 30 Year Mortgage: In an Infographic

If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year mortgage?”.
What you decide could have lifelong …

Your Home is NOT an Investment
July 20, 2013 | 26 Comments
Your Home is NOT an Investment

Lets just come right out with it: Your home is not an investment.
Before all of you homeowners call me a jerk, idiot, or unflattering expletives, let me share some objective data as to why a …

Calculate the “Total Cost of Homeownership” BEFORE Renting or Buying
July 19, 2013 | 6 Comments
Calculate the “Total Cost of Homeownership” BEFORE Renting or Buying

When finding a property to rent or buy, I’ve often seen one common trap that many fall in to when considering housing costs: not calculating the total cost to live there on a monthly basis.
When …

Downsizing: The Highest Impact Financial Move you can Make
July 17, 2013 | 10 Comments
Downsizing: The Highest Impact Financial Move you can Make

You’re looking for a new place to live, you’ve gone through your checklist, and even gone so far as to analyze the price to rent ratio in your area.
It’s time to go out and find …

Rent or Buy? Look at the Price to Rent Ratio for Objective Data
July 16, 2013 | 3 Comments
Rent or Buy? Look at the Price to Rent Ratio for Objective Data

Determining whether to rent or buy a home, apartment, or other dwelling is often a tough choice to make.
As we discussed, housing costs are huge (between 31-39% of spending, on average). And you want to …

The Cost of Housing & why it Can Make or Break your Finances
July 15, 2013 | 9 Comments
The Cost of Housing & why it Can Make or Break your Finances

Health care is a wrap in the Summer of Saving series, and it’s time to move on to the BIG ONE: housing costs.
Realtors are paid to tell us “It’s a great time to buy a …


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