The Cheapest Way to Listen to your Favorite Music, Uninterrupted
Mon, 07/7/14 | 7 Comments

Back in the early 90′s, I gave up the pencil-rewind cassette playing Walkman and purchased its successor – the Sony Discman. Man, that thing was cool. All I needed was something to actually listen too…
I …

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Opening a Custodial IRA for a Minor
February 19, 2013 | 8 Comments
Opening a Custodial IRA for a Minor

If you’ve been through the public (or even private) school system, you know well that personal finance is not taught in school, unfortunately.
If you have children and you read personal finance blogs, you also know …

National Minimum Wage: Should it be Raised & Indexed?
February 18, 2013 | 14 Comments
National Minimum Wage: Should it be Raised & Indexed?

The national minimum wage debate is fun.
And because the federal minimum wage is not currently indexed to cost of living changes, it usually rears its head every 5 years or so, as it stagnates for …

When Two Becomes One: Newlywed Financial Optimization
February 13, 2013 | 8 Comments
When Two Becomes One: Newlywed Financial Optimization

Fresh off a somewhat heated discussion around keeping finances separate or combining in marriage, I realized we didn’t even get to the fun stuff: the cost benefits of becoming a newlywed.
You could really swap in …

Secured Debt vs. Unsecured Debt: Which you Should Pay Off First?
February 11, 2013 | 16 Comments
Secured Debt vs. Unsecured Debt: Which you Should Pay Off First?

As you begin your own personal adventures in credit and debt land, you’ll notice an interesting phenomenon: borrowing rates vary quite dramatically from one type of loan to another.
Credit cards, for example, can have interest …

E-File Tax Identity Theft Fraud is Exploding: Here is How to Protect Yourself
February 6, 2013 | 5 Comments
E-File Tax Identity Theft Fraud is Exploding: Here is How to Protect Yourself

As with anything, when the majority of a population uses something, it usually becomes the target of malicious or criminal activity. Just ask Microsoft Internet Explorer engineers.
Now that over 80% of tax returns are e-filed …

Your Guide to a Less Painful 2012 Tax Return
February 4, 2013 | 10 Comments
Your Guide to a Less Painful 2012 Tax Return

Tax time is here.
But you wouldn’t know it by the lack of 1099′s hitting my mailbox, oddly enough.
I did just get my W2, so I got that goin’ for me, which is nice.
And instead of procrastinating …


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