The Percent of Americans who Own Stock Hits Record Low
Thu, 04/28/16 | 6 Comments

A recent Gallup poll had some very interesting numbers on stock market participation of Americans, particularly millennials.
For starters, just 52% of Americans have ANY money invested in stocks!
That low participation rate in stock investing is …

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Can you Deduct Job Search Expenses?
November 26, 2013 | 5 Comments
Can you Deduct Job Search Expenses?

Before I started tactically itemizing taxes, I had no clue that you could deduct job search expenses on your tax return.
The IRS does allow you to deduct job search expenses – as they are considered …

Bikes Outselling Cars? The Return of the Bicycle
November 25, 2013 | 7 Comments
Bikes Outselling Cars? The Return of the Bicycle

So here is some geeky exciting news from good ole’ NPR that shows new bicycle sales are now far outpacing new car sales in Europe.
For a guy who bike commutes most of the year (and …

The Current “State of Retirement” for Gen X & Y
November 21, 2013 | 15 Comments
The Current “State of Retirement” for Gen X & Y

I hate to break it to you. But somebody has to.
You’re not going to hear it from your parents, your employer, or your spouse. And the news media would rather focus on more trivial matters.
It’s …

The Pension Benefit Guaranty Corp (PBGC): How it Impacts You
November 18, 2013 | No Comment
The Pension Benefit Guaranty Corp (PBGC): How it Impacts You

If you’ve only ever had access to a defined contribution retirement plan like a 401K or 403B, you have little stake in the Pension Benefit Guaranty Corporation (PBGC).
Defined contribution plans are, by nature, fully funded …

You Might be Able to Carryover $500 in FSA Funds for the First Time
November 11, 2013 | 2 Comments
You Might be Able to Carryover $500 in FSA Funds for the First Time

A few months back, we went over the basics on flexible spending accounts (FSA’s).
For those who do not have access to an HSA (which requires being paired with a HDHP in order to be able …

PPO vs. HDHP Costs & Savings (Year 2 After the Switch to an HDHP)
November 7, 2013 | 10 Comments
PPO vs. HDHP Costs & Savings (Year 2 After the Switch to an HDHP)

This post may be a tad bit before end of year, but now that open enrollment is finally here after being delayed, I wanted to give anyone who is considering multiple health insurance plans something …


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