457B: The Mysterious Retirement Plan that could Turbo-charge your Retirement Savings
Mon, 06/22/15 | 8 Comments

In the wake of my wife getting a better job, I thought it would be wise to read through all of her new employer’s benefit plan details. Standard fare, when all of a sudden, something …

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The Worst 401K Advice You’ll Ever Get
May 11, 2015 | 20 Comments
The Worst 401K Advice You’ll Ever Get

Last week we talked about decent advice in much too small doses from mainstream personal finance gurus. This week, we have a slightly different animal – horribly misguiding advice from a guru that you should …

The Problem with Mainstream Personal Finance Gurus (and the 10% Rule)
May 4, 2015 | 34 Comments
The Problem with Mainstream Personal Finance Gurus (and the 10% Rule)

A while back, I was in a job interview for a different role at my present employer. The interviewer, who knew of my personal finance writing background, concluded his round of questioning with this:
“So, what …

New LED Bulbs Have Reached “Foolish Not to Upgrade” Prices
April 27, 2015 | 15 Comments
New LED Bulbs Have Reached “Foolish Not to Upgrade” Prices

A belated Earth Day post for you… you didn’t think I’d miss it, did you?
Back in October, I purchased my first A19 LED bulb and wrote that an LED vs. CFL cost analysis proved that …

70% of Fund Assets are Still Active Vs. Passive: Here are the 4 Bad Reasons Why
April 20, 2015 | 15 Comments
70% of Fund Assets are Still Active Vs. Passive: Here are the 4 Bad Reasons Why

The reputation of passive investing through index funds and their ETF counterparts has been pristine in recent years.
In 2014, only 10% of active stock funds that focus on big U.S. firms beat the S&P 500 …

The Impact of Saving our Tax Refunds
April 13, 2015 | 7 Comments
The Impact of Saving our Tax Refunds

As we creep towards this week’s tax deadline, the IRS has been churning out data on average tax refunds already. So far this year, the average tax refund has come in at $2,893 – with …

Lazy with Food: Restaurant Vs. Grocery Expenses
April 6, 2015 | 25 Comments
Lazy with Food: Restaurant Vs. Grocery Expenses

You can blame the plight of the common American’s bank account on many things – predatory lending, increased health care costs, the gutting of the middle class, higher taxes, stalling wage growth, etc., and you …


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