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The Story of Stuff & its Impact on your Personal Finances

Last updated: April 29, 2018
The Story of Stuff & its Impact on your Personal Finances
The Story of Stuff I just watched “The Story of Stuff” for the first time on YouTube. I have always been very motivated to reduce my energy usage, minimize …
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My Personal Quest to De-Commercialize the Holidays

Last updated: December 31, 2013
My Personal Quest to De-Commercialize the Holidays
Do you wish that the Holidays weren’t so darn commercialized? Are you starting to think that it may be time to cut scale back or cut off gift giving, …
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The 5 Worst Twenty Something Personal Finance Blunders

Last updated: September 11, 2016
The 5 Worst Twenty Something Personal Finance Blunders
Sound personal finance is often times not what you DO, but what you DON’T DO. Often times we look for all the right answers, tips, and advice about what …
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4 Things you should do Before Open Enrollment Closes

Last updated: January 7, 2021
4 Things you should do Before Open Enrollment Closes
What is Open Enrollment? This is open enrollment season at many employers. What is open enrollment? It’s basically a window of time that your employer allows you to change …
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The Shockingly Low Amount of Retirement Savings per American

Last updated: February 6, 2025
The Shockingly Low Amount of Retirement Savings per American
Average Retirement Savings per American According to Vanguard in their How America Saves 2024 Study, the average and median retirement savings in the U.S. by age are as follows: …
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When to Move to Joint Financial Accounts

Last updated: September 11, 2016
When to Move to Joint Financial Accounts
The Joint Bank Account Debate Should you keep separate or create joint financial accounts when you get married? It’s one of those age-old hot personal finance topics. When do …
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A List of Simple & Effective Strategies for Getting Rid of Clutter

Last updated: March 8, 2021
A List of Simple & Effective Strategies for Getting Rid of Clutter
I’m going to keep this one simple. I’ve found a number of effective strategies for tackling clutter. If you struggle with clutter, like just about everyone I know, then …
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Why you Need to Put a Monetary & Qualitative Value on your Employee Benefits

Last updated: January 16, 2025
Why you Need to Put a Monetary & Qualitative Value on your Employee Benefits
I asked 20somethingfinance readers to vote on what employer sponsored benefit was their favorite. Out of 238 votes, the first place benefit was rather clear: medical, dental, and vision …
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