One of the most over-used, over-rated, over-hyped financial cliches out there is “spend less than you earn” or similarly spend less than you make”. We’ve all heard it. Many of …

A few years ago, my wife and I sold one of our two vehicles (the newer one, with payments) and decided to share our other vehicle as I decided …

Free Credit Report Basics Keeping up with your credit reports is essential for anyone who is serious about their financial well-being. They may be the only way for you …

As a Credit Karma user, I recently received an email announcing that they have begun offering daily free credit monitoring in addition to free credit scores. This is a …

This is the second in a series of posts that aim to dispel or reinforce common personal finance cliches. The first looked at the commonly used phrase, “A penny …

We’ve been talking a lot about wants vs. needs lately and how to control your wants. One of the most notorious wants that many struggle with is cable TV. …

Deciphering what is a want vs. a need is not always the easiest thing to do. As we previously covered, at their simplest level they can be defined as: …

It is human nature to want to simplify topics and concepts that are complex, layered, and sometimes difficult to understand. It’s a complicated world out there and we are …