What is Lifestyle Creep? If you’re not familiar with “lifestyle creep”, here is my official definition: Lifestyle Creep (ˈlīfˌstīl krēp), noun: the very real, very unnecessary, and very self-defeating …

Do you have an old credit card just sitting unused in your wallet, sock drawer, or wherever you keep credit cards that has left you wondering “should I shut …

In belated honor of Earth Day and as a show of appreciation for our one and only planet, I wanted to do a little something special. Reducing my negative …

This article has been updated for 2024 (for 2023 tax year filings). The tax deadline is fast approaching, but there are still a few tools left in the tax …

Imagine that an uncontrollable fire has unexpectedly started to rage in the very back corner of your home or apartment. You have to act quick. You have enough time …

Long-time readers here know that personal savings rate is one of my favorite personal finance metrics (along with safe withdrawal rate, crossover point, net worth, and “usable net worth”, …

I considered titling this post “CDs: Nuts to Hold on to Them”, but figured a few 90’s gangsta rap fan pop culture LOLs weren’t worth the otherwise poor title. …

Whenever there is a noteworthy stock market decline, a parade of headlines (like this) loudly proclaiming that stocks are on sale are never far behind. They equate investing to …