The Dave Ramsey Credit Card Philosophy I know Dave Ramsey and many financial gurus would crucify me for saying this: “keep your credit cards”. Let me explain. The average …

A 401K Basics Overview Pension plans are disappearing, and very few employees who have just entered the workforce will ever see one (consider yourself lucky if you have one). …

2014 update to readers: while mutual funds are great, and it is worth your time to learn about them, I have now become a big fan of passive index …

I am hungry to get into the ‘meat and potatoes’ financial topics, so please excuse me while I get philosophical on this, the first post on 20Somethingfinance.com. What makes …