Average Tax Refund: How Does This Year Stack Up to the Historical Average?
Thu, 05/23/13 | 9 Comments

I just found some data from the IRS on tax refunds, which, I found interesting (and hope you do too).
Let’s look at the numbers.
As of May 10, 2013, 134,349,000 tax returns have been submitted. This …

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5 Biggest Lessons Learned in 5 Years of Personal Finance Blogging
12/26/12 | 12 Comments
5 Biggest Lessons Learned in 5 Years of Personal Finance Blogging

20somethingfinance hits a landmark birthday this Thursday: 5 years!
What started out as a twinkle in my eye during the start of my Christmas vacation 5 years ago has blossomed into a behemoth financial publishing empire.
Yeah, …

Roth IRA Basics (Updated for 2012 & 2013)
12/20/12 | 50 Comments
Roth IRA Basics (Updated for 2012 & 2013)

I originally published this post a few years back, but have completely updated it for the 2012 and 2013 calendar years.
Why mention both years? Even if you are past your calendar year, it’s still  not …

Reader Case Study: “Help! Where’s all my Money Going?!”
12/18/12 | 28 Comments
Reader Case Study: “Help! Where’s all my Money Going?!”

A friend of mine (and loyal reader), “TC”, sent me an email with an interesting proposition for a new post: review a reader’s finances, give suggestions, and open up a forum for other readers to …

SIPC Insurance Coverage Protects your Investments
12/17/12 | 4 Comments
SIPC Insurance Coverage Protects your Investments

Does the FDIC Cover Investments too?
Most people know that there is a governmental agency called the Federal Deposit Insurance Corporation (or FDIC) that protects bank deposits. The FDIC covers up to $250,000 on bank deposits …

2013 Energy Tax Credits: Go Big or No Credit for you
12/13/12 | 5 Comments
2013 Energy Tax Credits: Go Big or No Credit for you

Energy Tax Credits in 2013 Remain the Same as 2012
If you were planning a modest home improvement update that would save you future energy costs and reduce your carbon footprint in the hopes that it …

An Experiment in De-Commercializing the Holidays
12/10/12 | 7 Comments
An Experiment in De-Commercializing the Holidays

The average U.S. Consumer is planning to spend $750 on gifts this year, in addition to a few hundred spent on themselves while combing through all of those unbelievable deals.
Exorbitant holiday gift spending is as …


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