Why “No-Spend Days” Don’t Work (& what to Replace them with)
Mon, 05/23/16 | 3 Comments

As a personal finance blogger, I read a ton of financial content. More than I probably should. And about once every other week or so, I come across the advice to try the enticing and …

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What’s Up with these New Chip Credit Cards? Here’s an Overview
November 16, 2015 | 11 Comments
What’s Up with these New Chip Credit Cards? Here’s an Overview

If you have a large number of credit cards, like I do, you probably received a barrage of new smart chip cards in the mail in recent months. And if you’re like me, you probably …

Should you Buy Supplemental Life Insurance through your Employer?
November 11, 2015 | 4 Comments
Should you Buy Supplemental Life Insurance through your Employer?

Open enrollment is RIGHT NOW for many employers. It’s a great time of year to do your homework and make some changes with your employee benefits. One area you may want to take an extended …

Open Enrollment Deserves your FULL Attention. Here’s Why
November 9, 2015 | 2 Comments
Open Enrollment Deserves your FULL Attention. Here’s Why

Last week, I received a note from my employer’s HR department that open enrollment for 2015 benefit elections had started. I instantly got a little giddy.
Every year, I get geeked out to find out if …

The myRA Retirement Plan Launch: Everything you Need to Know
November 8, 2015 | 7 Comments
The myRA Retirement Plan Launch: Everything you Need to Know

It’s been over a year and a half since President Obama mentioned a new retirement plan, called myRA (short for “My Retirement Account”) in his State of the Union address. And after some early tests, …

REI Closing Its Doors on Black Friday & Paying Employees
November 2, 2015 | 13 Comments
REI Closing Its Doors on Black Friday & Paying Employees

You guys know how much it fires me up when big corporations do bad stuff that takes advantage of their employees, customers, and society. Cases in point: VW dieselgate.
In recent years, retailers have shown unscrupulous …

Saver’s Tax Credit Qualifications for 2015 and 2016
October 28, 2015 | 18 Comments
Saver’s Tax Credit Qualifications for 2015 and 2016

Free money is great, so this post has been updated for the 2015 and 2016 tax years.
What is the Saver’s Credit?
The Saver’s Credit (aka the ‘retirement savings contribution credit‘) is a lesser known, highly advantageous …


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