Education Tax Credits & Deductions: Updated for 2015 & 2016
Sun, 02/7/16 | 7 Comments

The readership here is heavy on those completing school for the first time and going back to school to further their education. So I’ve updated this post to reflect the 2015 and 2016 calendar years.
The …

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Black Thanksgiving: Who is to Blame?
November 19, 2012 | 21 Comments
Black Thanksgiving: Who is to Blame?

Last year, number of big name retailers, including Walmart, Sears, and Toys R Us – made the jump from Black Friday to Thanksgiving night hours. That prompted a little ode to Black Friday from me.
In …

Why I’ve Decided to Max out my HSA in 2013 & Beyond (While I can)
November 14, 2012 | 43 Comments
Why I’ve Decided to Max out my HSA in 2013 & Beyond (While I can)

Update: the 2016 maximum HSA contribution has since been announced and increased.
Over the past year, I’ve become a big fan of HSA’s.
They are a bit like an IRA on steroids (if those steroids were purchased …

Fiscal Cliff: What is this Thing? Can it be Avoided?
November 12, 2012 | 8 Comments
Fiscal Cliff: What is this Thing? Can it be Avoided?

Now that the election is behind us and 2014 campaigning has begun, just about every political news story of late revolves around the impending “fiscal cliff”.
Ah, yes, the “fiscal cliff”. An impending smorgasbord of automatic …

HDHP vs. PPO Costs, Savings, & Thoughts: 1 Year After the Switch
November 8, 2012 | 22 Comments
HDHP vs. PPO Costs, Savings, & Thoughts: 1 Year After the Switch

Last year, I noted that I had made the switch from a comfortable PPO health insurance plan to an HDHP plan (paired with an HSA), during my employer’s open enrollment.
Open enrollment is going on right …

CPT Codes: Why you NEED to know what they are
November 1, 2012 | 10 Comments
CPT Codes: Why you NEED to know what they are

“What is a CPT code?”
If you haven’t already, you’ll find yourself asking that question at one point or another when you’re hit with an unexpected medical bill. Particularly so if you have switched to an …

6 Open Enrollment Season Must-Do’s
October 30, 2012 | 10 Comments
6 Open Enrollment Season Must-Do’s

What is Open Enrollment?
November is open enrollment season (a.k.a. “annual enrollment” or simply “open season”) – an important time of the year for employees to review their benefit elections.
Open enrollment usually rolls around just once …


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