Why Roth Retirement Accounts are Very Overrated & Over-hyped
Mon, 03/2/15 | 48 Comments

Me: Forgive me father, for I have sinned.
Father Finance: You are in a safe place to share your sins, my son. What would you like to confess?
Me: I think Roth retirement accounts are very overrated …

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When Personal Finance Overlooks Ideology, You Lose
June 19, 2012 | 10 Comments
When Personal Finance Overlooks Ideology, You Lose

The more I have written about personal finance, read about it, and discussed it with others, the more I have come to the conclusion that all personal finance advice can be distilled down to two …

Drop Driver Points & Get Insurance Discounts by Taking a Defensive Driver Class
June 18, 2012 | One Comment
Drop Driver Points & Get Insurance Discounts by Taking a Defensive Driver Class

Article note: My wife recently highlighted her car accident story. This is a follow-up that we worked on together on getting driver points dropped (and/or insurance discounts) through a defensive driving class, right after she …

What is the US Poverty Line & Could YOU Live Below it?
June 13, 2012 | 62 Comments
What is the US Poverty Line & Could YOU Live Below it?

I keep a close watch on all of my expenses and take a bit of pride in how low I’ve been able to drive them.
Our (wife and I) average expenses over the last few months …

Comcast Internet Essentials Offers $9.95 Internet to Low Income Families
June 12, 2012 | 11 Comments
Comcast Internet Essentials Offers $9.95 Internet to Low Income Families

One of my biggest callings in life is to take it to “the man”, and there is no bigger or annoying man out there than Comcast.
I recently highlighted how to avoid Comcast’s modem rental fee …

Our $346 Cheap Vacation: How we Travel on a Shoestring Budget
June 11, 2012 | 11 Comments
Our $346 Cheap Vacation: How we Travel on a Shoestring Budget

The wife and I just got back from a nice 6-day, 5-night vacation of backpacking, wine tasting, and sight-seeing in an area that Good Morning America recently voted the most beautiful place in America – …

Take Advantage of your Employer’s HDHP & HSA Bonus Incentives while you can
June 6, 2012 | 9 Comments
Take Advantage of your Employer’s HDHP & HSA Bonus Incentives while you can

Fresh off the heels of my health insurance mail order prescription savings finding, leading to $120 in annual savings on prescription drugs, my employer just contributed an additional $400 to my health savings account (HSA).
Why?
I …


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