The Percent of Americans who Own Stock Hits Record Low
Thu, 04/28/16 | 6 Comments

A recent Gallup poll had some very interesting numbers on stock market participation of Americans, particularly millennials.
For starters, just 52% of Americans have ANY money invested in stocks!
That low participation rate in stock investing is …

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Secured Debt vs. Unsecured Debt
February 11, 2013 | 17 Comments
Secured Debt vs. Unsecured Debt

As you begin your own personal adventures in credit and debt land, you’ll notice an interesting phenomenon: borrowing rates vary quite dramatically from one type of loan to another.
Credit cards, for example, can have interest …

E-File Tax Identity Theft Fraud is Exploding: Here is How to Protect Yourself
February 6, 2013 | 5 Comments
E-File Tax Identity Theft Fraud is Exploding: Here is How to Protect Yourself

As with anything, when the majority of a population uses something, it usually becomes the target of malicious or criminal activity. Just ask Microsoft Internet Explorer engineers.
Now that over 77% of individual tax returns are …

Your Guide to a Less Painful 2012 Tax Return
February 4, 2013 | 10 Comments
Your Guide to a Less Painful 2012 Tax Return

Tax time is here.
But you wouldn’t know it by the lack of 1099’s hitting my mailbox, oddly enough.
I did just get my W2, so I got that goin’ for me, which is nice.
And instead of procrastinating …

Money and Marriage: Should you Separate or Combine Finances?
January 30, 2013 | 27 Comments
Money and Marriage: Should you Separate or Combine Finances?

Whenever marriage or a similar significant-other long-term partnership is formed, the question of combining finances (and to what extent) is bound to arise.
And, oh what an interesting (and challenging) conversation it is.
If you’re having trouble …

Free Birth Control for All Women? Almost…
January 28, 2013 | 22 Comments
Free Birth Control for All Women? Almost…

There have been big health insurance changes as a result of the Affordable Care Act.
Thus far, I have not personally been majorly impacted by any major changes as a result of the ACA, aka “Obamacare”. …

New Federal “Pay As You Earn” Student Loan Repayment Plan Now Available
January 23, 2013 | 21 Comments
New Federal “Pay As You Earn” Student Loan Repayment Plan Now Available

Towards the end of December, a new federal Pay As You Earn repayment plan for student loans became available.
If you’ve taken out a federal direct student loan within the last few years, you may be …


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