Cutting the Cord: Alternatives to Cable TV
Tue, 06/18/13 | 19 Comments

The intellectual and entertainment value of satellite or cable TV is debatable.
There is, no doubt, loads of crap television out there. And if you sit there, channel flipping, and let yourself get sucked in, your …

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5 Life Takeaways from the Great Recession (to Prepare you for the Next One)
12/5/12 | 9 Comments
5 Life Takeaways from the Great Recession (to Prepare you for the Next One)

The Great Recession meant a lot of things to a lot of people.
For many, unfortunately, it meant some combination of job loss, extensive periods of unemployment, home foreclosure, economic hardship, a huge portfolio hit, and …

How I Scored a Lifetime of Massage, Physical Therapy, & Chiropractor Work for Just $60
12/3/12 | 10 Comments
How I Scored a Lifetime of Massage, Physical Therapy, & Chiropractor Work for Just $60

It was a normal mid-summer day. I jogged about two miles in to work, did a few situps when I got there, slaved away at my desk for 9 hours, then jogged home.
Throughout the day, …

Moving Into a Career in Nursing: my Wife’s Career Change Story
11/28/12 | 11 Comments
Moving Into a Career in Nursing: my Wife’s Career Change Story

In a previous post on education tax credits, I noted that my wife was going back to school for an accelerated nursing degree through a local community college.
That prompted a 20somethingfinance reader, Telly, to write …

Qualifying for the Saver’s Tax Credit in 2012 and 2013
11/26/12 | 3 Comments
Qualifying for the Saver’s Tax Credit in 2012 and 2013

What is the Saver’s Credit?
The Saver’s Credit (aka the ‘retirement savings contribution credit‘) is a lesser known, highly advantageous tax credit that the IRS makes available to low and moderate income taxpayers who make retirement …

Black Thanksgiving: Who is to Blame?
11/19/12 | 21 Comments
Black Thanksgiving: Who is to Blame?

Last year, number of big name retailers, including Walmart, Sears, and Toys R Us – made the jump from Black Friday to Thanksgiving night hours. That prompted a little ode to Black Friday from me.
In …

Why I’ve Decided to Max out my HSA in 2013 & Beyond (While I can)
11/14/12 | 40 Comments
Why I’ve Decided to Max out my HSA in 2013 & Beyond (While I can)

Over the past year, I’ve become a big fan of HSA’s.
They are a bit like an IRA on steroids (if those steroids were purchased from tax-free HSA distributions).
Tax free (pre-tax) contributions, growth through investment, and …


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