Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
Mon, 09/15/14 | 31 Comments

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

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Lessons from The Greatest Undocumented Investment Bubble in Modern History
December 18, 2013 | 24 Comments
Lessons from The Greatest Undocumented Investment Bubble in Modern History

Around the same time, every Saturday, I’d pocket my $1 weekly allowance (not a typo), and head down to the local ice cream parlor on my bike.
I’d throw down my crumpled up dollar on the …

Make Online Purchases without THIS Rewards Card? You’re Losing Money
December 16, 2013 | 18 Comments
Make Online Purchases without THIS Rewards Card? You’re Losing Money

I haven’t plugged a new credit card offering in over a year, as few (if any), have stood out from a pile of mediocrity.
But here’s one worth plugging, and one that I have added to …

Choosing Part-Time
December 12, 2013 | 9 Comments
Choosing Part-Time

The last two jobs my wife has been offered (and accepted) were both part-time jobs.
The first, as a landscape architect, was 4 work days (32 hours) per week.
The second, as a registered nurse, was 2 …

Damn the Spam! (Filter)
December 10, 2013 | 12 Comments
Damn the Spam! (Filter)

Hi all.
Many regular commentators here will have noticed that some of their comments are not immediately getting published, when submitted.
One reader recently sent me this note:
“I have commented on your posts in the past and …

Fixed Vs. Adjustable Rate Mortgages (ARM’s): Which is Better?
December 9, 2013 | 9 Comments
Fixed Vs. Adjustable Rate Mortgages (ARM’s): Which is Better?

This post may contain some Mr. Obvious type advice to some – but the fact that certain types of bank products still persist leads me to believe that it won’t be obvious to everyone. And …

How Does your Credit & Credit Score Compare to the Averages? And How to Improve your Standing
December 4, 2013 | 15 Comments
How Does your Credit & Credit Score Compare to the Averages? And How to Improve your Standing

A week after my ‘Gen X and Gen Y state of retirement‘ post, one of the major credit bureaus (Experian) launched an infographic on the ‘state of credit‘ of each generation.
Your credit worthiness and credit …


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