How Long Should you Keep Tax Records?
Mon, 08/22/16 | 6 Comments

I strive to be a minimalist. Clutter, whether it’s stuff, electronic, or old fashion paperwork can cloud my mind and really weigh on me. That’s why a recent reader inquiry from “Stacey C” really resonated …

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Credit Sesame Review: Get a Free Credit Score, Credit Monitoring, & $50K in Free Identity Theft Insurance
December 21, 2015 | 4 Comments
Credit Sesame Review: Get a Free Credit Score, Credit Monitoring, & $50K in Free Identity Theft Insurance

Many readers have asked me about Credit Sesame and whether I’d recommend their service to readers. Meanwhile, I haven’t reviewed a financial product in ages (apologies), so I decided to sign up for their free …

What is the Middle Class? & How do we Save it?
December 14, 2015 | 9 Comments
What is the Middle Class? & How do we Save it?

The Shrinking Middle Class
Pew Research Center grabbed headlines this past week with their analysis of U.S. Census data in a super-interesting 74 page study. I read through it – all of it. Pew’s biggest eye-opening …

Why Market Timing Doesn’t Work: A Case Study
December 7, 2015 | 6 Comments
Why Market Timing Doesn’t Work: A Case Study

This year has been a roller coaster for investors. As a result, it provides a great case study on market timing (more specifically, why timing the market doesn’t work and should be avoided).
I realize we …

Happy Workers are Productive Workers (& Fearful Workers are Not)
November 30, 2015 | 4 Comments
Happy Workers are Productive Workers (& Fearful Workers are Not)

GDP is the measure of productivity that determines the overall health of the economy. A Nobel laureate economist once said, “Productivity isn’t everything, but in the long run it is almost everything. A country’s ability …

Costco Visa Card Details Leaked
November 23, 2015 | 11 Comments
Costco Visa Card Details Leaked

Update: details on the new Costco card (called the Costco Anywhere Visa Card by Citi) have now officially been released, and the cash back rewards are better than originally speculated.
I love Costco. To prove it, …

What’s Up with these New Chip Credit Cards? Here’s an Overview
November 16, 2015 | 11 Comments
What’s Up with these New Chip Credit Cards? Here’s an Overview

If you have a large number of credit cards, like I do, you probably received a barrage of new smart chip cards in the mail in recent months. And if you’re like me, you probably …


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