Cash is NOT King for Millennials
Mon, 07/28/14 | 10 Comments

I’ve been reading a lot about millennial trends lately, and… the kids are not all right.
One of the more disturbing pieces shared the results from a recent survey of millennials on where they believe their …

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The Current “State of Retirement” for Gen X & Y
November 21, 2013 | 15 Comments
The Current “State of Retirement” for Gen X & Y

I hate to break it to you. But somebody has to.
You’re not going to hear it from your parents, your employer, or your spouse. And the news media would rather focus on more trivial matters.
It’s …

Reader 2014 Health Insurance Premium Price Change Roll Call
November 19, 2013 | 12 Comments
Reader 2014 Health Insurance Premium Price Change Roll Call

We’ve been discussing HSA’s, HDHP’s, and the new insurance exchanges a lot lately, as 2014 marks the first year of the new public exchanges under the Affordable Care Act.
Love it, or hate it – the …

If you have a Pension, Get to Know the PBGC
November 18, 2013 | No Comment
If you have a Pension, Get to Know the PBGC

If you’ve only ever had access to a defined contribution retirement plan like a 401K or 403B, you have little stake in the Pension Benefit Guaranty Corporation (PBGC).
Defined contribution plans are, by nature, fully funded …

Qualifying for the Saver’s Tax Credit in 2013 and 2014
November 13, 2013 | 5 Comments
Qualifying for the Saver’s Tax Credit in 2013 and 2014

This post has been updated for the 2013 and 2014 tax years.
What is the Saver’s Credit?
The Saver’s Credit (aka the ‘retirement savings contribution credit‘) is a lesser known, highly advantageous tax credit that the IRS …

Google Helpouts: an Interesting New Way to Save & Make Money
November 12, 2013 | 3 Comments
Google Helpouts: an Interesting New Way to Save & Make Money

Google just launched a new service last week called Google Helpouts. It’s been a bit under the radar compared to many previous launches for Google, but it has some interesting tie-ins to personal finance in …

You Might be Able to Carryover $500 in FSA Funds for the First Time
November 11, 2013 | 2 Comments
You Might be Able to Carryover $500 in FSA Funds for the First Time

A few months back, we went over the basics on flexible spending accounts (FSA’s).
For those who do not have access to an HSA (which requires being paired with a HDHP in order to be able …


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