Why Roth Retirement Accounts are Very Overrated & Over-hyped
Mon, 03/2/15 | 48 Comments

Me: Forgive me father, for I have sinned.
Father Finance: You are in a safe place to share your sins, my son. What would you like to confess?
Me: I think Roth retirement accounts are very overrated …

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Self-Employed Retirement Plan Faceoff: SEP IRA vs Solo 401k vs SIMPLE IRA
April 21, 2014 | 4 Comments
Self-Employed Retirement Plan Faceoff: SEP IRA vs Solo 401k vs SIMPLE IRA

While completing my taxes this year, I started noticing that I would have a sizable tax bill due from self-employment income unless I found a way to reduce my taxable income.
Our (my wife and I …

Healthcare.gov Open Enrollment is Over. What if I Need Insurance NOW?
April 16, 2014 | 7 Comments
Healthcare.gov Open Enrollment is Over. What if I Need Insurance NOW?

One of the biggest selling points of the Affordable Care Act was that it would allow millions who previously had not had insurance to get affordable insurance through a public health insurance exchange. The biggest …

SIMPLE IRA Basics for Self-Employment Income
April 14, 2014 | One Comment
SIMPLE IRA Basics for Self-Employment Income

This is the third installment in a multi-part series on retirement accounts for self-employment income.
We previously covered SEP IRA and Solo 401k basics. In this post, we’ll cover the SIMPLE IRA.
You don’t have to be …

Making Net Worth More Useful
April 9, 2014 | 13 Comments
Making Net Worth More Useful

A few years back, I had a little net worth bashing session.
Over time (and increased net worth) my view on this financial metric has softened a bit, but not much.
A softer side comes from an …

Solo 401k Basics for Self-Employment Income
April 7, 2014 | 2 Comments
Solo 401k Basics for Self-Employment Income

This is the second of a multi-part series on retirement accounts for self-employment income.
I previously gave a rundown of SEP IRA’s. In this post, I’ll cover the mighty Solo 401k. And up next: the SIMPLE …

6% Cash Back on Groceries Again? Year 2 Results are in
April 2, 2014 | 17 Comments
6% Cash Back on Groceries Again? Year 2 Results are in

2013 was my second full year of using the Blue Cash Preferred® Card from American Express as my primary card of choice for supermarket purchases. In my first full year of usage, I was able …


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