Nominate An Item that is Most Symbolic of Consumerism Gone Wrong
Wed, 04/23/14 | 12 Comments

I have been trying to think of an item that perfectly symbolizes consumerism gone wrong.
You know, those things that are just absolutely unnecessary, wasteful, atrocious inventions.
I need your help.
It’s tough. Everywhere you look, there are …

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Automatic “Gratuity” Will Soon be a Thing of the Past
October 7, 2013 | 22 Comments
Automatic “Gratuity” Will Soon be a Thing of the Past

You’re out for a nice dinner on a special occasion, then all of a sudden the waiter shows up with a bill. You scan down to the bottom to notice an automatic “gratuity” 18-20% or …

The Obamacare Insurance Exchanges are Open. Now What? Here’s a Simple Guide
October 2, 2013 | 2 Comments
The Obamacare Insurance Exchanges are Open. Now What? Here’s a Simple Guide

Like it or not, the biggest component of the Affordable Care Act (aka Obamacare) – publicly run health insurance exchanges – have arrived.
The exchanges opened yesterday for public open enrollment, for the first time.
So what …

5 Core Values of the Happy, Wealthy, & Wise
October 1, 2013 | 5 Comments
5 Core Values of the Happy, Wealthy, & Wise

There are hundreds, if not thousands of personal finance tactics that can be executed that will leave you better off financially than before you started.
Downsizing your home, bike commuting, cooking your own meals, cutting the …

Does it Make Sense to Pay the Obamacare Penalty Tax on the Individual Mandate?
September 30, 2013 | 4 Comments
Does it Make Sense to Pay the Obamacare Penalty Tax on the Individual Mandate?

One of the biggest structural components of the Affordable Care Act, aka “Obamacare”, is that it forcefully nudges individuals to have some level of health insurance coverage. This has been referred to as the “individual …

Where to Get Cheap or Free Flu Shots
September 25, 2013 | 30 Comments
Where to Get Cheap or Free Flu Shots

I will be getting my flu shot this Friday. None too soon, as flu season is here once again and seemingly everyone in my office is getting sick.
Should you get a flu shot? Here are …

Flexible Spending Account (FSA) Basics
September 24, 2013 | 5 Comments
Flexible Spending Account (FSA) Basics

I’ve gone in to great detail on health savings accounts (HSA’s), but have paid little attention to their cousin, the flexible spending account, aka an FSA  (oddly, the IRS refers to them as “flexible spending …


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