Average Tax Refund: How Does This Year Stack Up to the Historical Average?
Thu, 05/23/13 | 7 Comments

I just found some data from the IRS on tax refunds, which, I found interesting (and hope you do too).
Let’s look at the numbers.
As of May 10, 2013, 134,349,000 tax returns have been submitted. This …

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5 Life Takeaways from the Great Recession (to Prepare you for the Next One)
12/5/12 | 9 Comments
5 Life Takeaways from the Great Recession (to Prepare you for the Next One)

The Great Recession meant a lot of things to a lot of people.
For many, unfortunately, it meant some combination of job loss, extensive periods of unemployment, home foreclosure, economic hardship, a huge portfolio hit, and …

How I Scored a Lifetime of Massage, Physical Therapy, & Chiropractor Work for Just $60
12/3/12 | 10 Comments
How I Scored a Lifetime of Massage, Physical Therapy, & Chiropractor Work for Just $60

It was a normal mid-summer day. I jogged about two miles in to work, did a few situps when I got there, slaved away at my desk for 9 hours, then jogged home.
Throughout the day, …

Moving Into a Career in Nursing: my Wife’s Career Change Story
11/28/12 | 11 Comments
Moving Into a Career in Nursing: my Wife’s Career Change Story

In a previous post on education tax credits, I noted that my wife was going back to school for an accelerated nursing degree through a local community college.
That prompted a 20somethingfinance reader, Telly, to write …

Qualifying for the Saver’s Tax Credit in 2012 and 2013
11/26/12 | 3 Comments
Qualifying for the Saver’s Tax Credit in 2012 and 2013

What is the Saver’s Credit?
The Saver’s Credit (aka the ‘retirement savings contribution credit‘) is a lesser known, highly advantageous tax credit that the IRS makes available to low and moderate income taxpayers who make retirement …

Black Thanksgiving: Who is to Blame?
11/19/12 | 21 Comments
Black Thanksgiving: Who is to Blame?

Last year, number of big name retailers, including Walmart, Sears, and Toys R Us – made the jump from Black Friday to Thanksgiving night hours. That prompted a little ode to Black Friday from me.
In …

Why I’ve Decided to Max out my HSA in 2013 & Beyond (While I can)
11/14/12 | 40 Comments
Why I’ve Decided to Max out my HSA in 2013 & Beyond (While I can)

Over the past year, I’ve become a big fan of HSA’s.
They are a bit like an IRA on steroids (if those steroids were purchased from tax-free HSA distributions).
Tax free (pre-tax) contributions, growth through investment, and …


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