How to Build an Affordable Home Gym & Get Rid of Your Gym Membership
Last updated: January 16, 2023
I’ve been to more than a few gyms over the years. I’ve never paid for a gym membership in my life and I don’t plan on it. Price is …
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Contentment Versus Upgrade Consumerism
Last updated: August 14, 2020
Back in 2007, Mrs. 20SF and I moved into our second home. We sat down in our new living room with a giant built-in entertainment center as the focal …
Always Remember: Work is a Temporary Transactional Opportunity
Last updated: July 1, 2020
About 13 years ago, I started my first job at MegaCorp. It was an exciting time. Lots of hard work, but MegaCorp came with a good salary, supplemental stock …
When to Refinance a Mortgage
Last updated: April 13, 2020
Refinancing a mortgage can be a huge cost saver for homeowners. And right now could be a great time to refinance. For a little recent history, the Federal Reserve …
The Good Times Paradox
Last updated: July 28, 2020
It could rightfully be argued that the single greatest human survival adaptation that we have developed is our ability to plan far into the future. Almost every other form …
Costco Kirkland Dog Food & Cat Food Review (Ingredients & Price Comparisons)
Last updated: January 11, 2023
There are a number of products and perks with shopping at Costco, that make the cost of a Costco membership worth it, in my view. And if you don’t …
The Consumption & Happiness Paradox (& Where to Focus Instead)
Last updated: August 14, 2020
Just about every incremental purchase we make (of both goods and services), has the goal of boosting our happiness – whether we realize it or not. The milkshake on …
Is Costco Executive Membership Worth it? Is Any? I Run the Numbers.
Last updated: January 7, 2023
Mrs. 20SF and I just received our first annual Costco “Executive” membership rebate check in the mail a few weeks ago, after upgrading to the $120 Executive membership from …