Category: Credit
As you begin your own personal adventures in credit and debt land, you’ll notice an interesting phenomenon: borrowing rates vary quite dramatically from one type of loan to another. …
I’m not a big fan of debt. But there are times in your life when it makes sense to pay off (or avoid) high-interest debt with low-interest debt. For …
If you’ve ever taken out a short-term loan, adjustable mortgage, private student loans, or owed money on a credit card, you’ve been impacted by the “prime rate”. If you …
I thought it might be kind of cool, as a personal finance blogger, to answer the annoyingly effective (or effectively annoying?) ad slogan question, “what’s in your wallet?”. And …
One of the biggest… I won’t say “myths”, but rather “over-exaggerated” credit score claims, is the impact of cancelling a card on your credit score. The same goes for …
Free Credit Report Basics Keeping up with your credit reports is essential for anyone who is serious about their financial well-being. They may be the only way for you …
As a Credit Karma user, I recently received an email announcing that they have begun offering daily free credit monitoring in addition to free credit scores. This is a …
I’m starting to think a lot more categorically about how I use my credit cards in order to max out on cash back rewards for every type of purchase …
